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[Resolved]  Citifinancial Consumer Finance India Ltd. — FRAUD LOAN AGREEMENT NO.

I AVAILED PERSONAL LOAN IN 2001 FROM ASSOCIATES INDIA FINANCIAL SERVICES LTD.PERSONAL LOAN AGREEMENT NO.366207 WHICH IS PRECLOSE IN 2004. FURTHER TO MY HUSBAND RAJAMANI AVAILED A PERSONAL LOAN NO.3086257 FOR RS. 600000/- WHICH IS ALMOST CLOSED IN 2009. WHEN WE ASKED THE COMPUTATION STATEMENT OF ACCOUNT WE HAVE NOTICED A NEW LOAN AGREEMENT NO.15901202 FOR RS. 1300000/- FROM APRIL 2004 .THE SAME DATE THE AFORESAID LOAN ACCOUNT NO. 3086257 AVAILED BY MY HUSBAND..INFACT MY HUSBAND APPROACHED FOR MORTGAGE LOAN AGAINST HIS PARTITIONED SHARE OF PROPERTY IN 2001 THE ASSOCIATES INDIA FINANCIAL SERVICES LTD. REFUSED TO CONSIDER SINCE THE ORIGINAL TITLE DEED WAS NOT WITH MY HUSBAND.AND SANCTIONED ONLY PERSONAL LOAN IN MY NAME SINCE I AM PROPRIETOR OF ESSAR ENTERPRISES ON THE STRENGTH OF MY FINANCIAL STATEMENTS .MY HUSBAND MADE AS CO.APPLICANT. IN 2001 WHEN WE DEMANDED THE ORIGINAL PROPERTY PAPERS ONE ,Mr. MANOJ WHO WAS REPRESENTING THE AFORESAID COMPANY ASSURED THAT IT WAS SENT TO DELHI OFFICE ALONG WITH LOAN AGREEMENT SINCE THEY HAD GIVEN PERSONAL LOAN THERE IS NO NECESSITY FOR WORRY AND ASSURED IT WILL BE GIVEN BACK TO US. WE FILED FORMER COMPLAINT IN ASOK NAGAR POLICE STATION AND ISSUED PUBLIC NOTICE IN NEWSPAPER THEN AND THERE. AFTERWARDS ONE MR.K.V.RAO WHO SAID ASSOCIATES MERGED OR PURCHASED BY CITIFINANCIALCONSUMER FINANCE LTD. WHO OFFERED PERSONAL LOAN TO MY HUSBAND IN THE AFORESAID LOAN AGREEMENT AT 13% REDUCING BALANCE WE HAVE NOTICED LATER THAT THE INTEREST ITSELF CROSSED THE PRINCIPAL AND SHOWING RS. 800000/- AS BALANCE WITH NEW FRAUDULENT LOAN AGREEMENT NO.AS 15901202. WE ISSUED LEGAL NOTICE ON[protected] AND[protected] THERE IS NO REPLY FOR THE NOTICE FROM THEIR END. .THOUGH THE AFORESAID LOAN A/C. NO.366207 AND 3086257 TAKEN IN THEIR BANGALORE OFFICE THEY APPOINTED SOLE ARBITRATOR WITHOUT OUR CONSENT AND KNOWLEDGE WITH THE FRAUD LOAN AGREEMENT NO. 15901202.. WE CAME TO KNOW THAT BY USING THE AFORESAID FRAUDULENT LOAN AGREEMENT NO.15901202. REPORTED OURSELVES AS DEFAULTER IN YOUR CIBIL CREDIT REPORT WHICH WE HAVE COME TO KNOW. KINDLY REMOVE OUR NAME SINCE THE MATTER PENDING IN FRONT OF THE SOLE ARBITRATOR WHERE STRONGLY WE FILED OBJECTION WITH PROOFS WITH THE CORRESPONDENCES ,RECEIPTS, BANK STATEMENTS WHICH REFLECT THE AFORESAID LOAN AGREEMENT NO. 366207 AND 3086257 ..THEY ARE YET TO ESTABLISH THEIR EVIDENCE OF LOAN AGREEMENT NO 15901202 AFTER THAT ONLY WE CAN ABLE TO FILE CRIMINAL CASE AND DEFAMATION CASE AGAINST THEM.SO WE REQUEST YOU TO REMOVE OUR NAME WHICH AFFECTS OUR REPUTATION WITH OTHER BANKS THEY CONSIDER AS VALUED CUSTOMERS. ADVISE ME WHAT WE CAN DO TO DELETE OUR NAME WHICH STATED AS RELECTED IN YOUR REPORT.-
THANKING YOU YOURS FAITHFULLY
SARADHA RAJAMANI
S.RAJAMANI
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Aug 13, 2020
Complaint marked as Resolved 
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Citifinancial — Fraud

Hi,

Have got a loan from citi financial and down the line after 6 months was told to visit prbhadevi office of citi finacial which i did they informed me to top up the loan with lower interest and for which i agreed and there after my EMI amount changed but my EMI got bounced when i enquired with my banker they confirmed mis match in signature and i know that i have never signed my ECS as i was told by the officer my old ecs form would be accepted

Due to which my all EMI is bounced and i have to pay the money in cash

Due to this My Name is reported in CIBIL by Citi for zero mistake of mine please help in removing my name from cibil and also telling them to get my correct signature

Please respond to [protected]

Citifinancial — Fraud loan sanction

Hi One person (Sunil Khandelwal) was visited at my place when i was in Jaipur[protected],i had refuse him so many times but he visited oftenly,saying that this is cheaper loan you will take the same.I have given him my all singed document for further prosecing.some days later he told me than your application hasbeen cancled,so you will not be able to take the personal LOAN.when i asked him for my document at that time he assured me that will provide me the all DOCs,but he has not given me my documents.
but from last few months i am getting the call that you have not paid your EMIS last 8-9 months & now they are torchering me on phones to pay the amount.
Please help me is this regard

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