[Resolved]  Fullerton India Credit — Misleading Info ...

To

Fullerton India credit company ltd.
55, Krishna tower Neelam bata raod Faridabad.
Haryana.


Subject: Misleading information regarding loan Ac no [protected] of Vaibhav Anand.


Undersign of this letter r/o 1177/sec 18 Faridabad was having a loan of Rs. 75000/- from your organization.

The above loan was foreclosed by undersign on dated 3 March 2009 and having no liability on undersign as on date and obtaining a NOC from your organization.


Undersign is not received any copy of loan agreement till date which is blank signed by him in your office at time of taking loan. While requesting it from several time over the phone from your relationship officer, who is processing my loan file given me rebuttals and excuses regarding it.

At the time of closing the loan when undersign asked regarding that the co executive told me that we never give copy of agreement to customer.

As per Indian contract act it’s the responsibility of the company to provide copy of loan agreement and schedule of repayment for loan at time of giving loan, who is making contract but you violated.

Undersign asked it focally again at the time of closing his loan than only you have given schedule of repayment for loan to him and again refuse to give copy of loan agreement.


After getting schedule of repayment for loan when Undersign checked it came to know that you have charged aprox 30% rate of interest from him instead of 18% which is promised by your relationship officer and there is some irregularities in the schedule of repayment.

Undersign cross check it with the calculator of checking rate of interested, find that there is difference in it.


Undersign what to use his RIGHT TO INFORMATION .regarding this and want a loan copy agreement with in seven day of receipt of this letter.





Vaibhav Anand