[Resolved]  Fullerton India Credit Company Limited — Misleading regarding the loan

Sab ko chutiya bana raha hai

I have closed the account on 11/08/2008 vide DD No 631232, of SBI [ Rs 32267/- Thirty Two Thousand Two Hundred Sixty Seven Only ]an recovery department issue Receipt no 601931 on same date 11/08/2008 Actually bank has no right to deposit the cheque after 11/08/2008 but Bank deposited the cheque No 335588 Rs 1907/- to Axis Bank Ltd on 4/09/2008 and it is Bounced on 4/09/2008 Axis Bank Ltd debited the charges Rs 394/- as cheque bounced charges plus Rs 27/- Interest /Fain etc.. See attached statement and regarding company [Fullerton India Credit Co Ltd.].Bank charge bounce charges Rs 500/- plus interest on Rs 1907/- @ 2% Per month Please clear the matter and draw a Cheque Rs 2866/-[1907+394+27+500 + 38 [interest charged by bank].
Bank debited insurance amount Rs 3039. but receipt / certificate of Insurance not obtained yet. I have meet the bank manager but he told me company no get the receipt of insurance and insurance amount depend on slab Rs 50000 to 100000 as like but how much amount for Rs 33000/-he was unable to answer of my question he told me you can ask directly to Company I was communicated to company but no replay obtained. Please recover the amount Rs 3039 from company with interest. @ 52% reducing Balance method. [I have calculate the rate of interest on the bases of total installment and amount of loan]Company not send loan agreement yet seven month already over loan statement send but rate of interest not disclosed ].
At the time of closing the account I have paid DD of SBI amount to Rs 32267 as details above mentioned. Loan sectioned Rs 33000/-in hand only Rs 29961 on 29/01/2008 [company charged for one month interest Rs 1231/- amount actually in hand on 30/01/2008 to day remain for closing the month so interest charged full month] . [Compliant send to RBI but no compliant number issued by. in this matter. ]] I have paid every month 1907/-as loan installment for seven month I have paid totally Rs 13349/- from the date of sectioned the loan till the date of classing the account [11/08/2008 ] that is [I have paid @ 81% rate of interest on loan amount ]Number’s compliments pending against NBFC and Private Sector Bank Like ICICI Bank and so on but RBI has no control, even compliant not issued . Due to issuance of compliant number only one file create and all matter disclosed against one compliant number if we have to send same compliant same matter but every time new file create and result in difficult for handling the compliant so I have suggest to RBI staff, to issue compliant number for compliant .
Why RBI has no control on this unfair trade practice only RBI made rules but staff of RBI has not follow the rules for scrutiny of loan account. I think some fraudulent staff involved in it . If such person found please take action against him. I have obtained all information under Right OF Information Act 2005 applied from 13.10.05 from Chief Information Officer of RBI. With his seal and signature and is sufficient to remove RBI staff by Court Order. IF any person is fraudulent.

Thanks, Yours Faithfully

Encl:
Ghodekar Prashant Vitthal


Pls Recover From NBFC Rs 2866/- A/c close
I have contact to folling email id but no output obtained yet
[protected]@nic.in,
[protected]@finance.nic.in,
[protected]@rbi.org.in,
r.[protected]@nic.in,
[protected]@rbi.org.in,
[protected]@rbi.org.in,
[protected]@bjp.org,
[protected]@rbi.org.in,
[protected]@nic.in,
soumya.[protected]@nic.in,
[protected]@rbi.org.in,
[protected]@rbi.org.in,
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rajni.[protected]@nic.in,
dk.[protected]@nic.in,
dsprw.[protected]@sb.nic.in,
[protected]@nic.in,
[protected]@rbi.org.in,
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[protected]@gov.in,
[protected]@undp.org.in,
mm.[protected]@nic.in,
[protected]@nic.in,
[protected]@nic.in,
rajni.[protected]@nic.in,
[protected]@rbi.org.in,
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[protected]@bom3.vsnl.net.in,
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[protected]@hotmail.com,
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[protected]@bom7.vsnl.net.in,
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[protected]@bom.3vsnl.net.in,
[protected]@rbi.org.in,

[protected]@rbi.org.in,
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[protected]@sansad.nic.in,
deepak.[protected]@sansad.nic.in,
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[protected]@yahoo.co.in,
[protected]@sansad.nic.in,
deepak.[protected]@sansad.nic.in,
[protected]@sansad.nic.in,
[protected]@sansad.nic.in,
[protected]@sansad.nic.in,
[protected]@sansad.nic.in,
[protected]@sansad.nic.in,
[protected]@nic.in,
[protected]@nic.in,
[protected]@nic.in,
[protected]@nic.in,
[protected]@yahoo.co.in,
[protected]@bom3.vsnl.net.in,
[protected]@rbi.org.in,
[protected]@rbi.org.in,
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[protected]@rbi.org.in,
[protected]@rbi.org.in,
[protected]@rbi.org.in,
[protected]@bom9.vsnl.net.in,
[protected]@rbi.org.in,
[protected]@rbi.org.in,
[protected]@rbi.org.in,
[protected]@rbi.org.in,
[protected]@rbi.org.in,
[protected]@rbi.org.in,
[protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@sansad.nic.in,
deepak.[protected]@sansad.nic.in, [protected]@sansad.nic.in,
[protected]@sansad.nic.in, [protected]@sansad.nic.in, [protected]@sansad.nic.in,
[protected]@nic.in, [protected]@nic.in, [protected]@nic.in

All NBFC 's Loan agreements and All Documents in English Language some Daily worker not read English Language
Eg Cook, Foreman in Maharashtra not qualified and not liable to Read the English Languages he could not follow terms and condition in the Loan agreements not read result in Foregin company running finance business in India and all On line documents always in English Brower not understand the English language FII's Charged Higher Charges and Higher rate of interest Eg. GE Money a foreign company charged 58% to 65% rate of interest Fullerton India Ltd charged 71% to 80% as per reducing Balance method [Hiden charges costing goes upto this rate ]Bounce Charges is also high other charges not understand by customer and they came into net of NBFC and other Private Sector Banking Like ICICI Bank HDFC
Following are the email for public grivance:against bank
[protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in,
[protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, ajay.[protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, b.[protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in,
sk.[protected]@nic.in, [protected]@nic.in, [protected]@nic.in,
dir.[protected]@nic.in, vineet.[protected]@nic.in, , [protected]@nic.in,
[protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in,
[protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in,
[protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in,
[protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in,
[protected]@nic.in, [protected]@nic.in, [protected]@hub.nic.in, [protected]@nic.in,
[protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in,
[protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in,
[protected]@nic.in, , [protected]@nic.in, [protected]@nic.in, [protected]@nic.in,
[protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in,
[protected]@nic.in, [protected]@nic.in, [protected]@nic.in,
[protected]@nic.in, [protected]@nic.in, suneel.[protected]@nic.in, [protected]@nic.in,
[protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in,
[protected]@nic.in, [protected]@nic.in, [protected]@nic.in, aps.[protected]@nic.in,
[protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, harish.[protected]@nic.in,
[protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in,
[protected]@nic.in, [protected]@nic in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@nic.in,
[protected]@nic.in, [protected]@bvdep.com, [protected]@nic.in, [protected]@rbi.org.in, [protected]@nic.in, [protected]@finance.nic.in, [protected]@rbi.org.in, r.[protected]@nic.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@bjp.org, [protected]@rbi.org.in, [protected]@nic.in, [protected]@yahoo.co.uk, ghodekar.[protected]@gmail.com, soumya.[protected]@nic.in, prashant.[protected]@rediffmail.com, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@nic.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, rajni.[protected]@nic.in, dk.[protected]@nic.in, dsprw.[protected]@sb.nic.in, [protected]@nic.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@gov.in, [protected]@undp.org.in, mm.[protected]@nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@bom3.vsnl.net.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@hotmail.com, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@bom7.vsnl.net.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@bom.3vsnl.net.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@sansad.nic.in, deepak.[protected]@sansad.nic.in, [protected]@sansad.nic.in, [protected]@sansad.nic.in, [protected]@sansad.nic.in, [protected]@sansad.nic.in, [protected]@nic.in, [protected]@nic.in, [protected]@yahoo.co.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@bom9.vsnl.net.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in, [protected]@rbi.org.in

Ruls of RBI
All recovery agent take receovery amount with in official hours not allowed after 6 o'clock evening
If you have found it you can complaints to RBI on above address naw a day camera attached to your mobile you can take its Photo or take videos on your mobile and take on CD it will good evidence in features when the agent came at yr home demand take xerox copy of identity card etc

my loan a/c no. is [protected]. i have not ever received my a/c statement. kindly send me the same by e-mail on my e-mail address. thank you.

Dear Sir,

I am Sanjay Rathod our Lone A/c No. [protected] for Hero Honda Splender. I have paid all EMI Amount this month on 4th aug.09 so kindly issue our NOC Certificate as soon as possible.

1. As per your Annexure- key Details & Repayment Schedule my 12 EMI Rs. 1790.00 but you will diduct Rs. 1793.00 why kindly clearyfiy this matter.

Pl. reply soon of this matter.



2. I have change our resd. address so pl. sent our NOC Letter form my office Add. Agmatel India Pvt. Ltd. 102 Saman Complex, Nr. Mansi Tower, Vastrapur, Ahmedabad-15.

Regards

sanjay rathore
Ahmedabad
[protected]