[Resolved]  Genpact — personal loan

Hi sir,



This is in regards to Personal Loan A/C No. 12189077.I had applied for a loan of 1lac in oct07 and also received the amount in oct08. From nov07 started keeping the emi ready but nor the emi was deducted in nov nor in dec07.I left for Mumbai on 16th dec07 for my marriage

On the same day received a letter from hdfc stating that my documents are lost by you and I have to submit it again.I submitted it again and understood that from jan08 the emi will get deducted.so kept 1 emi in the bank and was relaxed for my marriage.I came to gurgaon on 12th jan and was shocked to know that the bank had to deduct 3emi in jan08, without any intimation how would I know this would happen.had no more money with me as just got married so paid two emi in jan08 and two emi in feb08.after it all emi were paid in time.So informed that I wont be chared any late fee nor any cheque bounce fee. Now I have known that my name is listed in defaulter.kindly let me know my mistake and also let me know what should be done to remove this defaulter against my name



Now they wont me to pay rs1297/- as late payment fee.



I had applied for car loan they have disapproved my loan as my name comes into CIBIL now I cant get loan anywhere pls guide me

my cell num-[protected]/[protected]