[Resolved]  HDFC Bank — Calls from HDFC Bangalore

I had a credit card with HDFC and I have used it only once ( Nov 2003 ) as per my Knowledge. The amount is 300+ . Its linked to my saving account and the payment should be automatically made. My savings account at that time has sufficient funds.

After 5 years they are now calling me and says I have to pay Rs 2000 and I have used my credit card for with drawing cash. ( Which I didn't do as per my knowledge ).

When I ask them to give complete details about the transactions etc, they are not ready to give. I told them if I can get full details then I can verify and then make the payment if there is a mistake from my side.

But the guy who call me , doesn't give proper details and asks to make payment and when I request more details he talks all nonsense. His tell his name as Nandu and he is calling from[protected]

Now a days he is abusing in the phone as well. This disturbs me a lot and upsets and is spoiling my mood. The call comes at different times disturbing my office work etc.

I need some advise as how to go about this issue. Please do the needful help.
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Aug 13, 2020
Complaint marked as Resolved 
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HDFC credit department has most of low category staffs who don't understand simple english,
They have come up with new method of recovering interest dues through the accounts itself without asking for permission of their customers.

Initally they call you several times on pretext of offering you a credit card, once you applied and got the credit the credit card then you are their prey,

They will call you again offering handloan based on your credit card but they will never tell you hidden facts that the handloan will be from your credit card itself.

And again if you opt for the handloan the amount will be given to you from your credit card limitation itself
(suppose you have limitation of 1.5lakhs they will give you handloan of Rs 50, 000/- deducting from your credit card where your limitaion will become 1lakh only)and you will end up paying interest for your credit card and as well as your handloan
and very soon you will end up in depression the way they behave with you over the phone they use all abusive languages and threaten you and send you threatening messages.

If you have availed an credit card with a limitation of 1.5 lakhs you will end up paying the double.
And another thing is that they wantingly bounce your cheque and deduct Rs300 stating that signature mismatch or some stupid reason.

Please be careful with HDFC Credit card department as they ruin your life just for nothing because I have been one among innocent HDFC customer without a job now and under high stress,

They have a slogan "Sar Uttha ke Jiyo"
here is what I have to say about that
"Sar Chhuppa ke Jiyo" because they make your easy life miserable
Dear sir, in HDFC MY salary account[protected], i have leaving this Salary A/C job so i want to close this account but they said that you have link up with hdfc creadit card No [protected] (Gunvant Solanki & Artisolanki).
they cannot close my account So i requisted you please break & support close this account.

i also requireted to you please close my hdfc creadit card A/C No [protected] (Gunvant Solanki & Artisolanki).create card validity 10/10 it is over & i have no require it.,
So please give me replay to my mail id:[protected]@yahoo.com.

So Sir, please help me
After having enrolled with Debt Doctor, I have even more tough time to settle my account. they have started to demand money. how to o about.
I inform you that extra late payment show in my credit card.Please reverse in my credit card account.My credit card no:[protected]
I am an HDFC credit card holder from almost 4 years now... i have always tried to make my payments on regular basis ... but now i have chnaged the job and having lil prob is making the pymt on time but tht dos mean i wont make the pymts... but the calls from te collection office is horrible. they threaten and harass over the phone. please teach the people some phone ethics
Dear Sir,
I have submitted documents(copy of PAN CARD) for HDFC Credit Card to an agent 20 days before.
but i could not get yet. I have mention office address for delivery.
I have been waiting for that only.
Please make sure that i won't be deliver to other hand.

Ashish Kumar Nayak
Isg Novasoft Technologies Pvt Ltd
Whitefield
ashish.[protected]@isgn.com or [protected]@gmail.com
[protected]

Loan statemet

I want know about my two wheelers loan status
so please provide link or site on my email address

your regard fully
abdul qadir

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