[Resolved]  HDFC Bank Personal Loan — Loan rejection

Address:

Thane, Maharashtra

I applied for a HDFC personal loan as i was in an urgent need of a loan by calling phone banking and registering a request for a callback.After 2 days i got a call from Deepa from mumbai loan dept (Phone no [protected]) and she confirmed my address,Income,and many things etc and told me i am eligible for a personal loan.After 2 days i submitted all my documents to a executive name Santosh and then within 3 days i recieved a message on my cell that Congratulations !! your personal loan application is accepted and your reference number is 18612665.then in the next 1 week all kind of verifications were done i.e office verification,residence and also on phone.Then when i didnt get any reply i called Loan dept and they told me it's rejected because of 2 reasons.1) My residence is in a negative area 2)My salary is not meeting the income norms.My question is at the time of applying miss Deepa told me that salary should be 12k if i am having a savings account with HDFC and 15k if i dont have an account with HDFC.Now here i am having a saving account with HDFC,But even if i am not having an account then also i am having a salary of 15k per month tio meet the other criteria.Secondly if i stay in a negative area then why not inform me before applying for a loan as i clearly told her that i stay in mumbra and why to waste my 1-2 weeks.So guys please please do not ever trust HDFC executive words.They are CHEATERS !!!