[Resolved]  HDFC Bank Personal Loan — HDFC Personal Loan

Address:Bangalore, Karnataka

I had recently applied for personal loan and was rejected after week long process of documents collections, many verification phone calls at office, home, reference and physical verifications at office and home. The reason given by current day faceless banking phone executive is that my name appears in CIBIL. Any further questions goes unanswered and some times get imiganary replies. My point is if banks take CIBIL score/reports so seriously for processing loans, why not first ascertain this first before collecting documents and other procedures. This will surly save valuable time and efforts of every one involved.

Is it not the duty of the banks to explain why there application was rejected. RBI should make this mandatory to duly explain to consumers in case of such application rejections. The accuracy of CIBIL data is another monster all together which i will not mention here.
Was this information helpful?
No (0)
Yes (0)
Aug 13, 2020
Complaint marked as Resolved 
Complaint comments 

Comments

My personal Loan a/c is 16638361 loans statement required Principal & interest statement .
Pl send by Email [protected]@yahoo.in
Hi,
My A/C No. going to change & now my salary is credited in another (not in HDFC BANK) bank so, my request is to cut my EMI from the current A/C.

Regard`s
Pradeep
Kindly arrange to send Monthly personal loan account statement on below mentioned email ID.

[protected]@dabur.com

Loan a/c no - 2625221
Loan a/c no[protected]

Regards,

P C Sharma
M - [protected]
we got loan in Centurion Bank Of Punjab Ltd which was undertaken by you .we repayed the loan amount correctly on date.you also send us a loan closer letter.REF:-310 dated 10th september.
cbl used two wheeler loan agreement number 90111182.we sucessfully repayed the loan amount without any due .we need another personal loan from your bank.so kindly help us in giving the loan amount.
you can contact me at any time.
My name is K.A.JAGANATHAN,
CELL.NO:[protected].
PHONE:[protected].

CAR LOAN — miss communicate & not help on matter. Ignore

Dear Sir/Madam,

I took car loan from your company. But your company executive commited me payment due date will be 10th of every month. after done all formalities,he was not attending my phone calls also & not answering me properly. when i visited to your nagpur office, there also not told me proper information & ignored. told me if not adjust then foreclosed my loan ammount.
this is not the proper way to speak. From this month i am not going to pay EMI of car loan. I will go to cusumer court.
I was facing so many problems from you.


Thanks & Regards,

Mangesh Chaple
Nagpur
pleas mychang addres

HDFC Bank — IT has been 3 weeks since i have applied for the address change and it has not happened

It has been 3 weeks since i have applied for address change for my bank account but it has not happened.
This is really frustating and torturing.
Dear Sir IHave a Auto Lone From HDFC Bank Ltd
LONE A/c 12715665, Name Rohit Kumar, Add-E-733a Nand Gram Ghaziarad, Date of Birth- 30/11/1985,
Sir I have pay all Emi Regularly But Your Bank Are Showing a EMI bounce But It Clear On Date[protected] AMT-1298/-
Regarding it iam visite your Safdarganj Branch 2times & also Submit My Bank Sttatement & bank Letter pait For Conferm the cleriering,
Please cheak My A/c And Clear it & giveup the NOC
As Soon as Possible
Thanks
Rohit kumar
I had taken car loan # 2937599 for my car bearing Regn. # DL3CS1827 . All of the EMI was paid in time and I thank you for sending me the NOC for the said loan. Apart from a little hastle that one of our cheque was returned unpaid. I could not understand why your staff do such type of mistakes which draws a bad name for a bank of such reputation.
Any ways, still thank you for sending me the NOC further i request you to send back my cheques by post to my residential address.
Yours very truely
Rakesh Kumar Puri
HDFC need not be sorry for my application been rejected as i am not at all disappointed with it.

Its unfortunate to see such standard replys. Is it not the right of the customer to know the reason for rejection ?? This means there is no transperence and the Bank thinks its not important to inform the reasons for rejection.

In developed countries like US, UK and Singapore, when ever the bank rejects such applications, they share the copy of the credit report with their method of acessing the credit worthiness of the applicant and explains the reason for their decision. Perhaps we in India have a long way to go.

Its unfortunate to still see the pre-liberalisation mind set in these banks. Sincerely hope these banks soon realise that they depend on customers for their business and its not really the other way round as it used to be earlier.
I agree to this.
They are really worst. their proceudre is worst/.even I have faced same kind of issue recently with HDFC bank regarding personal loan.
They rejected it without any reason.
I am so frustrated . I am planning to go to consumer court and will file a case against the bank.
Really unhappy with the service.
free statement required if it is possible. please arrange free statement of loan a/c no[protected]chandan umesh mehta) on my email id- [protected]@gmail.com.
you are requested to send me free loan a/c statement if it is possible from your side sir. myself chandan umesh mehta. loan a/c no[protected] on my email id.
Respected Sir,
I m Rakesh Rana from jaipur, I got a loan from Centurion Bank Of Punjab Ltd and my loan a/c number was HCPL[protected], which is after marz in HDFC and my new Loan ID number is 91661447.

Now I want to close my loan account for that I went to your HDFC bank at vidhyadar nagar branch, they accpect my request letter and give me Docket number is : 217013 on 11.04.2011, But he said it takes around a week, but I want it little soon.

Kindly give me aproval as soon as possible, So I can pay my loan money.

Hope you coprate me and provide me approval letter soon.

Your faithfully,

Rakesh Rana,
[protected]
reference no .18570071.No responce from HDFC bank after submitting all requisite documents.
Sameer/Pune
I am saroj kumar deo ref no[protected] apply for personal loan all verification are complited I want what is the status of the loan. Thanks

HDFC PERSONAL LOAN- POOR RESPONSE — NOT RESPONDING THE EXECUTIVES AFTER RECEIVING THE LOAN

Hi,

I have submitted the document for a personnel loan on 30th june 2011 in HDFC. And the application got approved on 07/07/2011 and the personnel loan account number is 19120094. 8/7/2011 I have signed the agreement and handover my 8 SBI cheques to the executive who came to my office. I asked him as well as the person who was dealing my loan pappers as how long it will take to credit the money in my account, and the reply was with in 48 hours.

After submitting the cheque and agreement this is the 4th day (96), and I am not getting any clear response from the executive who was dealing/ collecting the loan documents. They are persuming as may get on today evening, but not sure. When they approach me for the personnel loan they offer me the processing time will maximum take 4 working day, but now it crossed more than 2 weeks. I talk with the customer care and they know only as the process in the last stage.

Could you please help me to clarify exactly when the money will credit to my account? Or please let me know whom I have to contact for getting the clear picture?. Because as per your executive opinion I planned everything for last sunday and finally everything got changed. If the money is not getting on time, its not going to useful for me.


Thanks in Advance

Sreenath
Cell:[protected]
Respected Sir,
I am chinmay majumdar from Islampur, my loan a/c no-682836.But loan welcome latter don't coming in my home.Please take my problem and kindly give my loan welcome latter.
Your faithfully,
Chinmay Majumdar
[protected]
my personal loan application no ref no 19368037 please advise me why rejected.
Respected sir/ mam,
My self Amit pansande, i have applied for a personal loan in HDFC BANK on 11/11/11 and not response till date. my reciept DSE-R20714. Please let me know my status of loan procedure as soon as possible.


With regards,
Amit Pansande.

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    HDFC Bank
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    58%
    Complaints
    32723
    Pending
    0
    Resolved
    18403
    HDFC Bank Phone
    +91 22 6160 6161
    +91 22 2498 8484
    HDFC Bank Address
    Branch 542, Trade World, A Wing, Ground Floor, Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra, India - 400013
    View all HDFC Bank contact information