[Resolved]  Home Loan — home loan reject by IDBI bank

Dear sir,
I applied for home loan with IDBI bank before 3 months ago after receiving all charges like as processing fees and other charges Rs. 11087/- when I am ready to register the plot they rejected the loan. No reason given for rejecting loan but his officials hint me about the reason.The loan rejected due to CIBIL report.When I request for the report it is seen there are three credit card on my name when i hold only one credit card which is issue by SBI and this card regular.Other one HDFC credit card it was setteled in the year 2007.one two wheeler loan by GE it was repaid by me in the year 2007 and they give me NOC for cacelling hypothication,other one cosumer loan which was paid in full by the month 9/2009, and the CIBIL shows the outstanding against all.It means the CIBIL has no right to show the credit report against humans,when they are not confirmed about the transaction how they shows the false report the banks and shocked these matured banks are depended upon the false report. In all myself to be lost Rs.700000/- seven lacs and the plot owner refused the time is over he refund my money in instalment.for that who is responcible? If I suiside who will support my family?For this situation the CIBIL and the IDBI bank responcible.If I finished my life if the money recieved the above two are responsible .
I request you to give me proper justice in the above .
s.m. bhute