[Resolved]  Home Loan — Non Receipt of Certified Copy of Conveyance Deed

I have Taken a home loan (A/c No [protected]) of Rs 9 lacs from your bank for for purchase of 1100 Sq flat No 301 BL III “ Ganapati Vihar I/G 6/2 Ashwani Nagar Baguihati Kolkata 700 059 for repayment of same in 20 years through EMI of Rs +9290/- and as per the terms & condition of I have registered the said Flat with registration of assurances on 21.08.07 and handed over the original IGR with your bank authorities and receive my Loan Chq of Rs 9 Lacs in then name of seller of flat M/s Rita Dey

After 3-4 months I have contacted your representative Ms Baisakhi Saha for certified copy of conveyance deed She told me that the same is yet to be receive from the Registration authorities for the same I have registered a request also thereafter whenever I contact her I receive the same answer rapidity & yet to receive any response from her the copy
You will surprise to note that more than 1 & 2 months have already been passed I am yet to receive certified Copy of conveyance deed fro my said Flat
Further on 29.07.08 through your websites grievance system I have lodged a complaint in this regard but once again sorry to inform you that I am yet to received any response

As you know that without certified Copy of Conveyance deed any Municipal Corporation / Municipality done mutation of property and collect the tax on same As the same is happen with me therefore I am unable to pay my up to date property tax also . This creates a further liability on me because any day Municipality can issue a notice to may asking to pay property tax along with Interest & penalty


Further I asked after increase of interest rate what Is my effective Interest rate so that I can take a decision to e=increase EMI for refund of loan as per schedule for same also I et to receive any answer

There fore you are requested to look in to the matter immediately & send me the certified copy at your earliest and also inform me what is my effective interest rate as on date so that I can take a decision for EMI to repay the loan with in 20 years as schedule
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Aug 14, 2020
Complaint marked as Resolved 
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