HSBC Bank — Marked me as Defaulter

Hi,

I took Personal loan of 60K in jull 2006. I have paid all the EMI of the loan through ECS
Except one which is through check.
Now i come to know that they have marked me as BIG TIME DEFAULTER. in cibil report.
I contacted bank. as per their record I have not paid 5 EMI's and paid after 5 months. But my bank statement shows debit of all emi's on Monthly basis.
The told that Due amount is Rs.107. I have also paid tha immeadeatly.
Now if am unnecessarily marked as DEFAULTER. No bank is ready to give me loan.
Pleas anyone help me.
Umesh Nimje
[protected]@gmail.com