[Resolved]  HSBC — Credit Card

Address:Tamil Nadu

Credit Cards/Loans not related to me shown in my Credit Information Report of CIBIL

1. Credit Card No. - [protected]
2. Consumer Loan Account No.[protected]
3. Personal Loan Account No.[protected]

All the above Credit Cards/Loans of one Mr.Gopalakrishnan Mahdevan Pillai are wrongly included in my Credit Information Report of CIBIL inspite of the necessary proof of my address/PAN Card submitted by me to CIBIL.

The PAN Card No. shown in this report is AKEPG9841R.

Because of the inaccurate report of CIBIL, my loan applications to various banks for an Education loan for my son were rejected by the banks and I am put ot untold mental agony.

My repeated representations to the bank by mail/phone calls and personal visit to HSBC with all my proof did not yield any result and they still maintain that the information provided by them to CIBIL is correct.

My personal details:
M R Gopalakrishnan,
2/2, Nagathamman Koil Extension,
Ashok Nagar, Chennai-600 083
PAN Card No: ADZPG0028Q.
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Aug 13, 2020
Complaint marked as Resolved 
Complaint comments 

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I was using a credit card of HSBC Bank Credit Card Number [protected]. on 8/11/2008 i hv paid the entire amount mentioned on the credit card statement & gave a request to stop this card. i hv a stamped copy of all these documents. but still these bank guys r demanding for more money frm me i always get a threating call frm there recovery department stating that i[censored] will not pay the aid amount to us u will be treated as a defaulter & ur name will given in CIBIL apart frm these they are also threting me for legal actions. the r mentally harrasing me me frm past 2 yrs. & now its getting more & more. they r demanding for more 8000 bucks frm me. Kindly suggest me how to get rid of this.

HSBC — Non receipt of NOC

I AVAILED A LOAN FOR CAR NO HR05H-6552,LOAN AC NO[protected].AMT-198214RS,CHEQUENO-584224&DATE-31 MAY 2000. EVEN AFTER COMPLETING COMMITMENT OF EMIs AND REPAYMENT,MY NOC HAS NOT BEEN SENT TO ME.MY ADDRESS-LT COL ALOKE GHOSH,DOGRA REGIMENTAL CENTRE,FAIZABAD,PIN-224001.[protected]@ymail.com.PL SEND MY NOC.

HSBC — settlement of personal loan

Dear Sir,
I had taken a personnel loan of Rs 5 Lac (A/C number[protected]. I was employed with TATA AIG LIFE INSURANCE COMPANY as a SALES MANAGER my CTC was 4.30 Lac per annum. My monthly EMI was 11890/- per month but due to recession I lost my job. In the mean time I was also suffering from some family problem. I had lost my daughter on 19/06/2010 at CMRI Kolkata Hospital.

Sir I requested the bank official to reduce my EMI as still I do'nt have any job nither I am having any asset to sell by which I can meet the above debt requirement.
But I dont have any intention not to pay the debt. But I need time Please help me But any case I will not be able to pay more than 1500/- per month at this stage but I assure you sir, I will pay entire amount.

Santosh Pandey
[protected]
Please allow me to introduce myself my name is Michael Mason-Mahon and I am a shareholder of HSBC Plc. I am based in London yet I am a very regular visitor to India.

I may be able to help you. I can assure you that I will do all that I can to help you. I have been very successful in the people that I have taken up their cases with HSBC .

So if you would like to contact me, also if you e-mail me your full complaint.

Kind regards
Michael

Mobile: 0044 [protected]
E-mail: [protected]@aol.com
Please allow me to introduce myself my name is Michael Mason-Mahon and I am a shareholder of HSBC Plc. I am based in London yet I am a very regular visitor to India.

I may be able to help you. I can assure you that I will do all that I can to help you. I have been very successful in the people that I have taken up their cases with HSBC.

So if you would like to contact me and, also if you e-mail me your full complaint.

Kind regards
Michael

Mobile: 0044 [protected]
E-mail: [protected]@aol.com
Please allow me to introduce myself my name is Michael Mason-Mahon and I am a shareholder of HSBC Plc. I am based in London yet I am a very regular visitor to India.

I may be able to help you. I can assure you that I will do all that I can to help you. I have been very successful in the people that I have taken up their cases with HSBC.

So if you would like to contact me and, also if you e-mail me your full complaint.

Kind regards
Michael

Mobile: 0044 [protected]
E-mail: [protected]@aol.com
Please allow me to introduce myself my name is Michael Mason-Mahon and I am a shareholder of HSBC Plc. I am based in London yet I am a very regular visitor to India.

I may be able to help you. I can assure you that I will do all that I can to help you. I have been very successful in the people that I have taken up their cases with HSBC.

So if you would like to contact me.

Kind regards
Michael

Mobile: 0044 [protected]
E-mail: [protected]@aol.com
Please allow me to introduce myself my name is Michael Mason-Mahon and I am a shareholder of HSBC Plc. I am based in London yet I am a very regular visitor to India.

I may be able to help you. I can assure you that I will do all that I can to help you. I have been very successful in the people that I have taken up their cases with HSBC.

So if you would like to contact .

Kind regards
Michael

Mobile: 0044 [protected]
E-mail: [protected]@aol.com
Please allow me to introduce myself my name is Michael Mason-Mahon and I am a shareholder of HSBC Plc. I am based in London yet I am a very regular visitor to India.

At HSBC Annual General Meeting of Shareholders 2010 I did address my concerns with the Board of Directors concerning what HSBC has been doing and is doing in India to our customers.

I may be able to help you. I can assure you that I will do all that I can to help you. I have been very successful in the people that I have taken up their cases with HSBC.

So if you would like to contact me, please send me your complaint in full.

Kind regards
Michael

Mobile: 0044 [protected]

E-mail: [protected]@aol.com

HSBC — Credit Card payment

Hi,

I made the payment on my HSBC Credit bill on time, by dropping the cheaque in one of the skyboxes for the May-09 month bill. However, the Bank officials claimed that the recived the payment two days late. There were two public holidays in the week of the due-date, which might have caused the delay in clearing. I tried to make them understand but they didn't and started accumulating late payment charges every month to the pervious months outstanding (late payment charge leveied earlier). When I refused to pay, they started calling and harrasiing me. I decided to end it by setteling the account and called up the recovery guys. They said pay us Rs. 4200 and we shall settle the account. I paid the same in the month of Dec-09 and got the recipt for the same. I though I had settled the account, but to my horror, the HSBC collection centre people again started calling claiming that Rs. 4200 was used to partly settle the account and that the accout has not been fully settled as I do not have the full and final settlement copy with me and started demading Rs. 6000 more. Currently the demand has reached Rs. 12,000. I trusted their people by paying the amount with the assurance that I will get the full and final settlemtn copy in a weeks time.

I am clear that I will not pay these thugs and istead am planning to appraoch the cosumer court.
Please allow me to introduce myself my name is Michael Mason-Mahon and I am a shareholder of HSBC Plc. I am based in London yet I am a very regular visitor to India.

At HSBC Annual General Meeting of Shareholders 2010 I did address my concerns with the Board of Directors concerning what HSBC has been doing and is doing in India to our customers.

I may be able to help you. I can assure you that I will do all that I can to help you. I have been very successful in the people that I have taken up their cases with HSBC.

So if you would like to contact me, please send me your complaint in full.

Kind regards
Michael

Mobile: 0044 [protected]

E-mail: [protected]@aol.com
Please allow me to introduce myself my name is Michael Mason-Mahon and I am a shareholder of HSBC Plc. I am based in London yet I am a very regular visitor to India.

At HSBC Annual General Meeting of Shareholders 2010 I did address my concerns with the Board of Directors concerning what HSBC has been doing and is doing in India to our customers.

I may be able to help you. I can assure you that I will do all that I can to help you. I have been very successful in the people that I have taken up their cases with HSBC.

So if you would like to contact me, please send me your complaint in full.

Kind regards
Michael

Mobile: 0044 [protected]

E-mail: [protected]@aol.com

HSBC — excess interest charged on home loan

Dear Sir,
I had taken a loan from HSBC bank under the scheme smart home. I have written off the loan from the bank and have found that I had been charged excess amount of interest every month.
I want a detail report from the bank on their calculation of interest.
It has been almost more than a yr. since I have paid off the loan.
Kindly advice futher actions
Regards
Nadeem Ahmed
They are bloodsuckers need to file a FIR against them.
Sir/Madam,
I am Sateesh Naidu Kasturi from Hyderabad, I am having the HSBC credit card. At the time issue, they told me that it is a life time free credit card. But every year they are charging the maintenance charges. When i spoke to them and asking about it, they are reverting it back. Same thing happened this year also. They reverted back the amount of 3000 from my account as maintenance charges incurred on me. But they are asking me to pay the service charges. I am not interested in paying this amount. Please help me in this issue.

Regards,
Sateesh Naidu Kasturi
[protected]

HSBC — Govt of India should take action against HSBC: One of the worst Foreign Bank in india having more than 1000 complaints here itself.

Hi All,

well i am also a victim of HSBC Bank, first i thought to place my complaint here in this blog but when i checked other complaints posted here i observed that there is no resolution of my problem here...

this will again become a data for some agencies like CIBIL India.

Having over 1000 complaints against a bank with no resolution on a purticular website itself explain that there is no act for the people being cheated by bank like HSBC & HDFC.

The Financial institutions are making fool to indian by giving explaining them their rules & regulations...& what they actually adapt.

Well i am gong to file case after consulting some legal eliments. would appriciate if any one can complile some data for case mentioned here at least.

Deependra Verma
Credit, Market & Operational Risk Advisor
Email: [protected]@yahoo.co.in
Dear Sir,
I am your customer of credit card number [protected] for a long period. You can check your records also that I was never defaulter in payments.
On 2nd May 2010 I used the card on internet to book 2 Air tickets from Delhi to Mumbai through Yatra.com vide reference # [protected] for Rs 10666. Until that period there was no issue and everything was perfect.
On 8th May 2010 I tried to book 2 Air tickets from Mumbai for Delhi. In spite of so many attempts my card could not go through the payment gateway. I was not having any money to buy air tickets from Mumbai to Delhi and my card was not working. I have to Beg the money and somehow reached Delhi on 8th May 2010.
On 9th May 2010, I again tried to book Air tickets from Delhi to Mumbai but I faced the same problem as card was not going up to payment gateway. Then I complained this matter on phone to your customers care no’s on 9th may 2010. They said that there is no problem on my card and try again. After getting the advice of your customer care office, I again tried so many times to book the ticket on internet but I was not successful. Then again I called your customer care no’s and explained my problem. He confirm that there is no such problem on my card. Then he gave me an email address of customer care of Citibank to mail my problem and will get the answer in 2 or 3 days which I did on 9th May 2010. When I was trying to book 1 Air ticket from Delhi to Mumbai on 9th May 2010 Jetlite Airways came to know that we are trying to book ticket but unable to go through. They called me and took my card number expiry date and CVC and booked the ticket offline for Rs 3180. The reference number of this transaction is [protected].
On 10th May 2010, I was shocked to get an email from customer care department of Citi bank that I have not used the card on internet for more than 180 days so my password (PIN) has got expired and they advice me to go through certain steps to get back the password. This email of customer care is totally false, wrong and without facts. When I booked an Air ticket only 8 days ago through internet vide reference no [protected] and they are saying I have not used my card on internet for more then 180 days.
After going through this agony, pain, shame on 8th May 2010 to beg money to buy Air tickets and getting this false, wrong answer from customer care, I stopped paying the installments with the purpose that somebody from the bank will approach me and then I can explain the situation to the executive.
For 4 months some collecting agent’s man visited my place. I explained them the situation and they promise me that they will resolve my matter.
Then on 17th September 2010 one Mr Sailash Pandey mobile number ([protected]) came to my office and understand the whole matter. But he never come back with any solution.
My only contention is that my card should be revived and status quo should be maintained as on May 2010. This is 100 % bank’s fault and they are not solving my problem instead by sending collecting agent’s at my residence and office to harass me.
Please take it a note that if you try to put this overdue amount (Due to your fault) to CIBIL or any other credit rating agency, I will take bank as well as CIBIL to court of Law and even file criminal case of defamation against the bank officials. Resolve my matter and start banking with me.


(A.k.kohli)

HSBC Credit Card — non receipt of noc

i have paid sum of rs 15000/- towards settlement of credit card due as per their letter 27.08.2003. but till now i have not received the NOC FROM BANK.. Please send the same.

HSBC — Arbitrary reduction in limit

I am using hsbc platinum international card for last 6-7 years and never failed in payments most of my purchases was through this card only till last year. My limit was 275000 and on 6 th December i confirmed that i can use the card on my personal visit to Dubai with this limit .But when i purchased few high value items and paid through this card approval was not given i was humiliated and ashamed in presence of large no of indian and foreign tourists.Immediately i contacted hsbc Mumbai office and inquired about non approval . I was told that my limit has been reduced from 275000 to 24000 only. In spite of my repeated request my transaction was not approved.I have imformed them that i have not recived any message after 6 december (when i talked on telephone ) about reduction in limit .
I request everyone not to use hsbc credit card . t
i hope necessary action will be taken by government authorities agains hsbc.
company should be sued ..!!

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