[Resolved]  Http: / / Www. ICICI Bank.com — poor service

I am an Indian living in the USA.My ICICI account is in India with Maratha Mandir Branch, Mumbai.Due my inability to operate this account while abroad it became dormant.I treid to get this activated and called up ICICI call centre.My old father went to their branch in Patna too to find out how to get it activated.I was told to submit documents to maratha m. branch, which i did by post and sent an e-mail too containing scanned documents.however it's almost 6 months but not even a single word from them.I have tried calling again and again and my father visited their patna branch again, but now we are running in circles, while ICICI bank is enjoying my money rotting in their bank.I would recommend all NRIs to be very careful of this branch.Their service is the poorest of all banks I have ever dealt with.
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Aug 14, 2020
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Ref: RJ/2007-08/ICICI

Dated: July 8, 2008

The Branch Manager
ICICI Bank Ltd.


Sub: Loan A/c No.LUCHD[protected] and LUCHD[protected].

Dear Sir,

Your bank has given me a loan whose loan a/c number .mentioned above. In the both accounts the amount was Rs.180000/- (Rupees One Lac Eighty Thousand only). Unfortunately the bank has released the amount in one account only where as the amount in other account has not been given to me till date. The bank has started EMI on both the accounts. Till date I have paid approximately Nine installments in both the loan account. It means I have been paying for that amount also which is not released to me till date also.

I want to close my both accounts. You are requested to adjust the amount of the loan (Whose payment has not been given to me) in other account and tell me the balance amount. I am willing to pay the balance amount immediately.

Please do the needful urgently.

Thanking you

For R.J. Engineers

Charan Kamal Singh
Auth. Signatory.
Ref: credit card no [protected]
Sub:Request reversal of Interest charges
This is to bring to your notice that I have been charged interest worth Rs 2, 401.09 in the statement sent by you for transaction period being May 28 2008 to Jun 27, 2008.Could you please clarify for what reason is this interest being charged and the rate of interest charged for the amount due .
i am extremely distressed that i am receiving credit card payment statements after the last date of payment and being charged a late fee for no fault of mine. i have tried to get in touch with your help line but have got no assistence from it. on visiting your branch at Gariahat Kolkata i was disappointed to note that no one seems to have any idea of how to help me. your agents are ill informed and are in no position to help.I am shocked to find this kind of indifference towards your customers.are you only interested in new accounts? I am expecting an answer within the next 24 hours to explain why I am being issued statements after the due date. I am hereby with holding my payments till I am satisfied that this will not be repeated in future. My credit card no is [protected].
i will expect that I will not be put through further harassment in future so as to have to take the help of the law.
Dear sir, I have a saving account in your branch 21-C, Day after yesterday I have used your ATM for Mini Account Statement. & found that your branch has been debit wrong amount from my account no.[protected] of Rs. 393/- Normally you can see & judge that you have credited 5000/- in my account on 2nd July 08, and debited Rs. 393/- on 03rd July 08 on behalf of cheque returning a/c. you will see the cheque already cleared from my said a/c. mean this is wrong entry, it should be reversed immediately
thanks
sir/ madam
my reference no.351/[protected]
my letter no. mklf - 5/29/2008
i am the applicant for icici bank gold master credit card but i have no received my card till date pls issue me my credit card
immediately.
with best regards
harpal singh
mob [protected]
DEAR SIR, MY CREDIT CARD NO [protected], I HAD DROPPED MY CHEQUE TOWARDS MAY 2008 BILL AT YOUR ATM CENTRE AT DWARKA NASIK FOR Rs 625.HOWEVER THE SAME WAS NOT PRESENTED FOR PAYMENT, BUT IN THE JUNE 2008 BILL IAM CHARGED DELAY CHARGES.SIR IAM OLD CC HOLDER AND REGULAR /PUNCTUAL IN PAYING MY DUES. I THEREFORE EARNESTLY REQUEST YOU TO PLEASE REVERSE THE DELAY CHARGES . THANKING YOU IN ANTICIPATION. WITH REGARDS MIRZA M A
complaints regarding credit card no[protected] emailed 19 days ago noreply recieved till date instead again penal interest charges have been levied.The National Consumer Dispute Redressal Commission has recently orederd that "Penal interest can be charged only once for one period of default and shall not be capitalised.Further BANKS CAN'T charge interestin Excess of 30%/annum from credit card holders fot customers' failure to make full payment on due date or paying the minimum amount due from them. But in my case I have regularly remmitted the amtt due but more than 100% intt has been levied for no fault of mine. Please investigate/secrutinize your bank record and do JUSTICE .
Sangeeta Sethi
I HAD APPLIED FOR CAR LOAN ON PHONE THEY TELLS ME THAT YOU HAVE PREAPPROVED LOAN OF RS 10 LAKHS IS THERE ON YOUR NAME YOU WILL GET THIS LOAN WITHIN TWO DAYS. STILL I DON`T HAVE ANY STATUS.MY REF. NO. IS [protected]. I AM THINKING TO TAKE A LEGAL ACTION AGAINST ICICI BANK LTD.
Dear Sir.
Mr. Salil Walia, working as a manager ICICI Bank, recently transfered from Kolkata to Chandigarh (as per his verbal information before departure). He was a manager in your Gurusaday Road Branch, near Mainland China Restaurant in Kolkata and was my tenant at Utsarg- Utsav Cooperative Housing Society Limited, Flat No. UV17-04-C, 1050/1, Survey Park, Kolkata. Before his departure he issued a cheque of Rs. 2000/- to the aforesaid Society against his dues for Car Parking which was returned from the bank as his signature did not tally . ( cheque no 339214 dt. 07.06.2008, ICICI Bank, Jalandhar Branch, Opp. Kings Hotel, 22/23 GT Road. This has put me in serious trouble. I have no whereabouts of this gentleman and could not contact him. Kindly let me know his present whereabout so that proper action may be taken against his said mischief.
Dear Sir.
Mr. Salil Walia, working as a manager ICICI Bank, recently transfered from Kolkata to Chandigarh (as per his verbal information before departure). He was a manager in your Gurusaday Road Branch, near Mainland China Restaurant in Kolkata and was my tenant at Utsarg- Utsav Cooperative Housing Society Limited, Flat No. UV17-04-C, 1050/1, Survey Park, Kolkata. Before his departure he issued a cheque of Rs. 2000/- to the aforesaid Society against his dues for Car Parking which was returned from the bank as his signature did not tally . ( cheque no 339214 dt. 07.06.2008, ICICI Bank, Jalandhar Branch, Opp. Kings Hotel, 22/23 GT Road. This has put me in serious trouble. I have no whereabouts of this gentleman and could not contact him. Kindly let me know his present whereabout so that proper action may be taken against his said mischief.
Ref: My Credit Card No. [protected]

I want to surrender my credit card because somebody is misusing my credit card through Internet. So, I kindly request you to block my credit card from today and do not allow any further transactions through my card. I am not responsible for any other debit from my credit card. As I want to settle my dues, I request to to send your executives and collect the cheque immediately.
Ref: My Credit Card No. [protected]

I want to surrender my credit card because somebody is misusing my card through Internet. So I request you to block my card and do not allow any further transactions through my card. I am not responsible for any further transactions and any debits from my card. As I want to settle my dues, I request to you to send your executive to collect the payment.
I request you to please acknowledge the receipt of this mail.
My Contact No: [protected], [protected], [protected]
icant pay late fee and overlimitfee please help me how ican return yours balance money . please make emi of my balance money now my buisness is going up and down.my card no [protected] other isbusinesscard [protected].please send me both statement feb2008 thanks and coprate
Business Card Number : [protected]

This is regards to the bill I have received. Previous bill I was charged Interest & speaking to your Customer Care Executive she asked to pay 56121.00 which I made.
Still this month I am again charged Interest of 3739.37 & I am unaware what is this Interest related.

You can check the payment history till date, I am never late in payments nor there are any disputes. But since last two times I am being charged unnecessary interest for no pretty reason.
I want an explanation on this. Above all Ms. Rashmi at your call centre, is giving me rude answers that she cannot do anything.

Let me be very clear that I am not going to pay any charges other than what I have used. So kindly look into the maater & reversethe charges. I will pay only after this amount is waived off. I shall pay the amount that is actually used before due date.

In any case if I don't receive any reversal from your side, if then you bill me such Interest in future I shall report this to Consumer Court.

Expecting a favourable from your side.

Rakesh Dugar
Dear sir,
I am trying to reach your customer care but i am not grtting your number, I have shifted from udaipur to hyderabad, I am using the visa card and my card no is [protected], I WANTED TO CHANGE MY MAILING ADDRESS. 101, SMRITI BLOCK, MEDHA ROJOICES APPARTMENT, RADHAKRISHNA NAGAR ATTAPUR HYDERABAD AND MY MOBIL NO IS [protected].

REGARDS
RAJESH MEHTA
WHY THE HECK THIS ICICI WEBSITE NEVER WORKS? LIVING ABROAD HOW AM I SUPPOSE TO LOG IN THEN AND VIEW THE WEBSITE? I DON'T UNDERSTAND WHY THEIR SERVER IS SO SLOWWWW AND WHY DON'T THESE GUYS FIX IT??? IT IS SO FRUSTRATING!!!
please remove your customer ateraction power
From kanta goyal
house 1020 sector 11, panchkulla
Regarding Dmat services My account no in[protected]
there is a discrepancy in the statement issued to me dated 8th march and 3rd july 2008 in my account i got transferred 20 shares of reliance power nsdl refence 300255 now i got statement referred to above there 20 shares of reliane power is not forthcomming. please see and let me know at theearlist where these have gone. urgent please.
Dear Sir /Madam,

I Shelly Sharma have a ICICI Credit Card No [protected].
I used only two time but I have not receipt any bill & statement till date (21.7.08).First time I had paid 5000/- as per mobile discussion, then your Executive is come in my office.I have paid 5000/- after that I used only one time dated 12.7.07 last year Amt.Rs.4578/- but its bill not received till date now . I have disscussion customer care many time . They said that our executive is come your office for recieved the payment .but not come for this. You are alos check my complaint on your system not this bill be 9143.9 from 4578/-

You are requested that please correction this amount and received the payment from my office address mentioned below & cancel this card .

Now this credit card is not necessary for me.

Address

Shelly Sharma
SCO-35, SEC-31
Gurgaon Haryana

Please contact my Accountant for any quarry.
Thanks & reagards


Shelly Sharma
Ref: credit card no [protected]
Sub: request reversal of payment & cencel this credit card.

This is bring to your notice that i have made a purchase during July 2007.I have not recieved the statment for that period. I have recieved the statment on Computer in my Email ID in the month of July, 08 with late payment charges. I have paid Rs 5000 /- as advised by your call centred executives .However i have been constantly changed late payment charges in my subsequent statments, this is despite my payment of as advised by your call centred executives.Now, I request you to look into this matter as i have been constantly changed extra amounts for no fault of mine.
I also request you to reverse these amounts immedieately.
You are also received Rs.4578/-on my Office those address mentioned below.
Your early action in this regards is highly appreciated

Address
Shelly Sharma
SCO-5, SEC-31
Gurgaon, Haryana

You are Contact my Accounatn Mr Bagel [protected] for any quarry.

Thanks & regards

Shelly Sharma

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