[Resolved] ICICI Bank Ltd / Personal Loan — late payment charges
Iishwar chandra jha
have taken a Personal loan A/c LPDEL[protected].in april 07.and paid all emi timely till March08.
Due to unavailibilty of fund ECS for the month April got bounced and as a customer i spoke to the Bank in this regards on 24th April 2008 saying will pay the amount along with late fee after 2nd May 07.
ICICI Bank applied a lean of amount Rs.3993/- on 26th of April08.so my balabce became Rs.-3990.
even if i would have deposited the sum in saving account[protected] with defence colony branch ECS will automatically bounce.I got a call from bank regarding payment and i paid the amount along with the late feeon 13thMay2008.Since that time they are charging a late fee without waving off the lean which is still there in my saving account.My only question with all you people along with the bank is why should I pay the late fee for all month which was imposed or being imposed by ICICI BanK Ltd.
And they are not willing to listen anything.Even the collection guy who all are calling they dont have any information about the previous discussions details.simply they are calling me as i am doing a fraud with Bank.I never told the bank that i wont pay the actual amout which i am suppose to.but ya why i will pay the extra amount which is just the result of Bank bad policy.they must make the policy which encourage a customer towards paying the amount not like my case where a person was paying and naw he dont know hwo to resolve thus issue.
Please advise me how to proceed in this regards.
Waiting for a good suggession from your side.
Ishwar Chandra jha
Complaint marked as Resolved Aug 14, 2020