ICICI Home Loan — ICICI HOME LOAD DEPT CHEATING CUSTOMERS AND RBI

This is straight forward cheating. when the rate of interest was increasing ICICI didn't increase the EMI and reduced the principal to accommodate the increase and this resulted in reduction in principle and increase in tenure by 20 years there by increasing their profits. But when the interests rate decreased ICICI reduced interests rate by just 0.5% and for that they reduced the EMI amount because else more Priciple would have got deducted and tenure would have come down.
I dont blame ICICI or other private banks because its a fault of RBI and Congress Govt. who dont have a control on them because we cannot have genuine tax payers who are paying 8.5% interest rates (SBI etc) and there are people who are paying 13% that too during these times.
When RBI increased repo rates the banks (private like ICICI) pushed the burdens on Consumers within hours of the announcement but when the same when down they reduced deposit rates within hours but loan rates remain where they were there by filling their coffers. RBI should understand the they are using TAX PAYERS money to give these benifits and at the end of the day some capitalists like ICICI and taking the benifits out of it..
IS THERE A PLACE WHERE WE CAN COMPLAIN WHERE SOME ONE WILL READ AND ACT, PLS MAIL ME