[Resolved] Indusind Bank — CIBIL ISSUE | |||
Dear Sir Since now i have taken 6 diff loans out of which 2 are live. Before taken 4 loans are fully paid in time with no dues. Out of 2 live loan one is a two wheeler loan taken from family credit of an 47000 & is run smoothly in time with no dues but another one is a 3wheeler loan taken from Indusind bank and last due date for the loan is 23rd of every month and I have paid 15 emis out of 23 on or before 23rd date of every month.But unfortunately they have put my last due date was 16th of every month wrongly in their data base. After so many request they have made correction in their data base and took 12 months to resolve the necessary correction. Now on 03.01.11 I have applied a personal loan in Bajaj Auto Finance ltd as an existing customer, as they are giving loans to their existing customer who has no dpds and no overdue.I had taken a CD loan (consumer durable) i,e. an AC and PL of 86,000.CD loan i have cleared in 8 months and PL cleared in 6 months with no dpds, no overdue.But they have rejected my proposal for PL of an amount of 99k by saying you have a 3wheelr loan and you are not paying their emis in time i,e taking 7dys,8dys time for payment since beginning and you have an overdue amount of 40 rupees,thus your CBIL score has gone below 700 i.e. 669. Upon request they have given my CIBIL data. Then i approached the related bank with CIBIL data and my in-timely paid receipt to the BM but he doesn't know how to handle this case and how to reschedule my CIBIL data. Unless and until my CIBIL data get rescheduled with no DPDs and overdue i will not get any loan any where. I am having all the necessary documents and if required i will provide to you. Please help me out to resolve this problem...... U.S.Behera [protected] Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 3 Comments | |||
Comments
Good Evening,
I have cleared all the payment dues but did not received noc statement and unable to apply for other loans due to cibil even after clearing all the payment. I request you to please look in to the issue and kindly solve the issue.
Below are the loan details.
Borrower Details Co Borrower Details
Borrower Name V SATISH RAJU Co Borrower Name
F/H DIVAKAR RAJU
Surname Address
Address H.NO. 1-31-691/1
P.NO. 458 INDIRA NAGAR
KAVAJIGUDA
THIRUMALGIRI
City HYDERABAD City
Pincode 500015 Pincode
Phone Phone
Mobile [protected] Mobile
Contract Details Product Details
Customer Code AHY04008H Product Model HERO HONDA PASSION PLUS KICK CAST 100 CC
Contract No AHE00948S Engine Number HA10EB9HM02077
Contract Date 10/07/2011 Chassis Number MBLHA10EG9HM01637
Contract Period 18 Registration Number AP10AT4062
Expiry Date 07/01/2013 Manufacture Year 2009
Finance Rate 13.09
Moratorium 1
Status L
Cash Flow Details And IHM Details
Invoice Amount 28, 000.00
Insurance Deposit 0.00
Agreement Value 33, 498.00
Option Money 0.00
GPA Premium
IHM Total 400.00
Compensation Charges 0.00
Processing Fee / Documentation Charges / Loan Handling Charges * 400.00
finance amount 28, 000.00
interest charges 5, 498.00
Security Deposit 0.00
Contract Status Details
Change Date Old Status New Status
10/07/2011 LIVE
Installment Details
Document No Document Dt Particulars Debit Credit Balance
AHE00948S 10/07/2011 INITIAL PAYMENT DUE 400.00 0.00 400.00
AHE00948S 10/07/2011 INSTALMENTS PAID 0.00 400.00 0.00
AHE00948S 07/08/2011 AGREEMENT AMOUNT 33, 498.00 0.00 33, 498.00
ZA9044676 07/08/2011 ECS - 07/08/[protected] 0.00 1, 861.00 31, 637.00
ZA9618830 07/09/2011 ECS - 07/09/[protected] 0.00 1, 861.00 29, 776.00
ZB0207459 07/10/2011 ECS - 07/10/[protected] 0.00 1, 861.00 27, 915.00
ZB0910860 07/11/2011 ECS - 07/11/[protected] 0.00 1, 861.00 26, 054.00
ZB1578370 07/12/2011 ECS - 07/12/[protected] 0.00 1, 861.00 24, 193.00
ZB2052377 07/01/2012 ECS - 07/01/[protected] 0.00 1, 861.00 22, 332.00
ZB2717014 07/02/2012 ECS - 07/02/[protected] 0.00 1, 861.00 20, 471.00
ZB3426990 07/03/2012 ECS - 07/03/[protected] 0.00 1, 861.00 18, 610.00
ZB4100310 07/04/2012 ECS - 07/04/[protected] 0.00 1, 861.00 16, 749.00
ZB4813770 07/05/2012 ECS - 07/05/[protected] 0.00 1, 861.00 14, 888.00
ZB5517493 07/06/2012 ECS - 07/06/[protected] 0.00 1, 861.00 13, 027.00
CD1746523 08/06/2012 Cheque Return : ZB5517493 1, 861.00 0.00 14, 888.00
CD1746523 08/06/2012 Cheque Return : ZB5517493 300.00 0.00 15, 188.00
CD1746523 08/06/2012 Cheque Return : ZB5517493 37.08 0.00 15, 225.08
CD1746523 08/06/2012 Cheque Return : ZB5517493 112.36 0.00 15, 337.44
ZB6288722 07/07/2012 ECS - 07/07/[protected] 0.00 1, 861.00 13, 476.44
ZB6997697 07/08/2012 ECS - 07/08/[protected] 0.00 1, 861.00 11, 615.44
ZB7690413 07/09/2012 ECS - 07/09/[protected] 0.00 1, 861.00 9, 754.44
ZB8417885 07/10/2012 ECS - 07/10/[protected] 0.00 1, 861.00 7, 893.44
ZB9185899 07/11/2012 ECS - 07/11/[protected] 0.00 1, 861.00 6, 032.44
ZC0079914 07/12/2012 ECS - 07/12/[protected] 0.00 1, 861.00 4, 171.44
ZC0731564 07/01/2013 ECS - 07/01/[protected] 0.00 1, 861.00 2, 310.44
6417514W07G0004 07/03/2014 CASH RECEIPT 0.00 2, 311.00 -0.56
Total 36, 208.44 36, 209.00 -0.56
Advance Overdue Future Due SOH
0.56 0.00 0.00 -0.56
Receipts Raised Yet to be Banked
NIL
Our Service Tax Registration Number is: AAACI1314HST001
This is a Computer generated statement and does not require signature
Indusind Bank Limited – Corporate Agent vide IRDA License No : CMG 1749817 for Life & General Insurance (valid till[protected]
Generated By IMFSr18401A NAVEED PASHA MAHAMMAD Generated From 59.93.50.228 Generated At Mar 12 2014 6:05PM
©2010, IBL Group
I have cleared all the payment dues but did not received noc statement and unable to apply for other loans due to cibil even after clearing all the payment. I request you to please look in to the issue and kindly solve the issue.
Below are the loan details.
Borrower Details Co Borrower Details
Borrower Name V SATISH RAJU Co Borrower Name
F/H DIVAKAR RAJU
Surname Address
Address H.NO. 1-31-691/1
P.NO. 458 INDIRA NAGAR
KAVAJIGUDA
THIRUMALGIRI
City HYDERABAD City
Pincode 500015 Pincode
Phone Phone
Mobile [protected] Mobile
Contract Details Product Details
Customer Code AHY04008H Product Model HERO HONDA PASSION PLUS KICK CAST 100 CC
Contract No AHE00948S Engine Number HA10EB9HM02077
Contract Date 10/07/2011 Chassis Number MBLHA10EG9HM01637
Contract Period 18 Registration Number AP10AT4062
Expiry Date 07/01/2013 Manufacture Year 2009
Finance Rate 13.09
Moratorium 1
Status L
Cash Flow Details And IHM Details
Invoice Amount 28, 000.00
Insurance Deposit 0.00
Agreement Value 33, 498.00
Option Money 0.00
GPA Premium
IHM Total 400.00
Compensation Charges 0.00
Processing Fee / Documentation Charges / Loan Handling Charges * 400.00
finance amount 28, 000.00
interest charges 5, 498.00
Security Deposit 0.00
Contract Status Details
Change Date Old Status New Status
10/07/2011 LIVE
Installment Details
Document No Document Dt Particulars Debit Credit Balance
AHE00948S 10/07/2011 INITIAL PAYMENT DUE 400.00 0.00 400.00
AHE00948S 10/07/2011 INSTALMENTS PAID 0.00 400.00 0.00
AHE00948S 07/08/2011 AGREEMENT AMOUNT 33, 498.00 0.00 33, 498.00
ZA9044676 07/08/2011 ECS - 07/08/[protected] 0.00 1, 861.00 31, 637.00
ZA9618830 07/09/2011 ECS - 07/09/[protected] 0.00 1, 861.00 29, 776.00
ZB0207459 07/10/2011 ECS - 07/10/[protected] 0.00 1, 861.00 27, 915.00
ZB0910860 07/11/2011 ECS - 07/11/[protected] 0.00 1, 861.00 26, 054.00
ZB1578370 07/12/2011 ECS - 07/12/[protected] 0.00 1, 861.00 24, 193.00
ZB2052377 07/01/2012 ECS - 07/01/[protected] 0.00 1, 861.00 22, 332.00
ZB2717014 07/02/2012 ECS - 07/02/[protected] 0.00 1, 861.00 20, 471.00
ZB3426990 07/03/2012 ECS - 07/03/[protected] 0.00 1, 861.00 18, 610.00
ZB4100310 07/04/2012 ECS - 07/04/[protected] 0.00 1, 861.00 16, 749.00
ZB4813770 07/05/2012 ECS - 07/05/[protected] 0.00 1, 861.00 14, 888.00
ZB5517493 07/06/2012 ECS - 07/06/[protected] 0.00 1, 861.00 13, 027.00
CD1746523 08/06/2012 Cheque Return : ZB5517493 1, 861.00 0.00 14, 888.00
CD1746523 08/06/2012 Cheque Return : ZB5517493 300.00 0.00 15, 188.00
CD1746523 08/06/2012 Cheque Return : ZB5517493 37.08 0.00 15, 225.08
CD1746523 08/06/2012 Cheque Return : ZB5517493 112.36 0.00 15, 337.44
ZB6288722 07/07/2012 ECS - 07/07/[protected] 0.00 1, 861.00 13, 476.44
ZB6997697 07/08/2012 ECS - 07/08/[protected] 0.00 1, 861.00 11, 615.44
ZB7690413 07/09/2012 ECS - 07/09/[protected] 0.00 1, 861.00 9, 754.44
ZB8417885 07/10/2012 ECS - 07/10/[protected] 0.00 1, 861.00 7, 893.44
ZB9185899 07/11/2012 ECS - 07/11/[protected] 0.00 1, 861.00 6, 032.44
ZC0079914 07/12/2012 ECS - 07/12/[protected] 0.00 1, 861.00 4, 171.44
ZC0731564 07/01/2013 ECS - 07/01/[protected] 0.00 1, 861.00 2, 310.44
6417514W07G0004 07/03/2014 CASH RECEIPT 0.00 2, 311.00 -0.56
Total 36, 208.44 36, 209.00 -0.56
Advance Overdue Future Due SOH
0.56 0.00 0.00 -0.56
Receipts Raised Yet to be Banked
NIL
Our Service Tax Registration Number is: AAACI1314HST001
This is a Computer generated statement and does not require signature
Indusind Bank Limited – Corporate Agent vide IRDA License No : CMG 1749817 for Life & General Insurance (valid till[protected]
Generated By IMFSr18401A NAVEED PASHA MAHAMMAD Generated From 59.93.50.228 Generated At Mar 12 2014 6:05PM
©2010, IBL Group
Please solve the issue.
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PO Box 9421, Chakala MIDC, Andheri (E), Mumbai, Maharashtra, India - 400093
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we understood ur problem ..
we have solutions for all cibil issues
pls just logon to icredizen.com
cnt no.[protected]