[Resolved]  LIC Housing Finance Ltd — Misleading information regarding ROI in Home loan

Resp/sir
I have taken a Home loan from Chandigarh Branch of LICHFL .(a renowned house only in name, But not in services).The people of LIC home loan is cheating people with wrong inormation.As happened in my case. I was sanctioned a loan loan of Rs 15, 00000/- for the purchase of a C.H.B flat in chd .At the time of registry i had disbursed the payment of Rs 13.40 lacs by Lic.h.f.l. And the balance payment of Rs 1.60 lacs was required by me for the renovation of the house after the registry.
Mr PARVEEN based at Patiala, concerned executive in LIC HFL CHD branch, has assured me to hand over a cheque of Rs 1.60 lacs (Within week of time ) without any more documentation after the registry (done on 5/10/2009) for the purpose of renovation. and then i started renovation at my new home after getting this assurance and make the expenses about Rs 1.60lacs., , but 15days later Mr PARVEEN, suddenly wake up & start demanding documents like architect report, ownership letter of the flat(even after all the original documents like registry etc were lying with this Branch only ), .I have already applied for the ownership of the flat on 9/10/2009, and the receipt of the same already submitted in LIC HFL CHD branch .The ownership process will take 2-3 months to complete but for this much time i can't wait as i am debted under Rs 1.60 lacs and had to make the payments immidiately to the renovators. I visited LIC HFL CHD BRANCH for further query but nothing has happend.Mr CHARANJIT area manager of this branch was answerless for the false commitment by their staff member (Mr Parveen).
I want to know why such organisation are not training fully their people before entering into their field..I am 100 % agree with the norms by any oganisation .but sometimes inadequate knowledge harrase the customer like me without any reason.
please take care the emotions of the customers.



with regards!

Jogesh sharma
m:-[protected]
LIC loan A/C No. 14013507

lic home loan office lucknow — not responce my home loan applaction

r/sir,
i pradeep kumar danai applied lic home loan before one and haff month ago for five lakhs. your enquiry has completed. and all docoment are completed as your requirement. but till now no any response your side.
sir please response. and give me loan quick.and necessary action to be taken.
thanks you.
pradeep kumar danai
c/o vijay pal singh
vijay nagar nai basti kashipur
kashipur (udhamsingh nagar) 244713
uttrakhand
mob no.-[protected]

Do the registration on http://lichousing.com and to know Home Loan status. I hope it will work ...

Very very poor service i had ever seen, especially the atta market branch. People are sleeping, misplacing the papers and ultimately causing losses to the customer.

I will never go back to LIC for a loan

jeevan shree — non refund original bond after total payment of loan

i have taken loan on my policy jeevanshree and deposit all duesbut yet i have not get return of my original bond.my policy no is [protected] dated 28/01/2001.

My Loan A/c No, is26507665.I am not getting any information regarding interest rates changes, principal outstanding loan.The requests regarding sending details of account are not being attended.I am willing to access/login my account, kindly do registration on lichousing.com to know home loan status.I hope it will work.

My Loan A/c No, is10205.I am not getting any information regarding interest rates changes, principal outstanding loan.The requests regarding sending details of account are not being attended.I am willing to access/login my account, kindly do registration on lichousing.com to know home loan status.I hope it will work.

HOME LOAN SANCTION — RETURN OF APPLICATION AMOUNT FOR CANCELLTION OF HOME LOAN REQUIREMENT

B.RAMASWAMY
Phone No:[protected]
Mobile No:[protected]
Email:[protected]@yahoo.in Flat No.17
SHANTINIKETAN SOCIETY – “C” Wing
RH-36 G-Block MIDC
(NearThermax Chowk)
Sambaji Nagar
CHINCHWAD 411019
Pune (Maharashtra)
8th January 2010

To
DHFL
Shivajinagar
Pune

Dear Sirs,

Sub: Return of Documents and debited amount against Home Loan Request
File No.4741

I would like to draw your kind attention to my son R.Subramaniam Balaji letter originally addressed to you dated[protected] and quote below the contents of the said letter:-

Quote
This is wrt to the File No.4741, Mr. R.Subramaniam Balaji for the Home Loan request. All the documents has been submitted along with Sale Agreement copy. The cheque has been issued for the loan amount Rs.11,55,000 and the same got debited for amount Rs.17,250 vide cheque No.533080 dated[protected].
Whereas the request for loan amount not got sanctioned only Rs.7,80,000 got sanctioned, myself has rejected the same sinc e requirement was not fulfilled. I request you to return my documents and the debited amount Rs.17,250 at the earliest.
Yours sincerely
(sd)- R.Subramaniam Balaji
Mobile: [protected]
Date:[protected]
Unquote

I have been informed by one of your customers, who had got loan sanctioned by your Pune Branch, that he has to pay huge amount by cash to get the loan sanctioned by your official. If such corruption continues, the same would affect the image of DHFL in due course.
I solicit your immediate compliance without further loss of time.

Thanking you,

Yours truly,


B.Ramaswamy

I got the following number from website of LIC home finance, Lajpath Nagar, Delhi
No Landline number is working currently.
The person in mobile is not properly responding the call over mobile.

I got the contact details from:


http://www.asklaila.com/listing/Delhi-NCR/Lajpat+Nagar+2/LIC+Housing+Finance/1Wk...⇄
LIC Housing Finance(No ratings) sms | email .Loans & Financing Services, Insurance
Phone: Home[protected] | Cell[protected]
Address: K-59, Lajpat Nagar 2, Delhi- 110024
Landmark: Near Centerl Market

http://www.indiapages.com/viewads.php?advt_id=353281
K-86, Lajpat Nagar-II
Lajpat Nagar, Delhi - 110024.


Name: Rakesh Pandey
Phone:[protected]
Mobile: [protected]
Email: [protected]@in.com

Lic Housing Finance Ltd. — Complaint regarding the employees of LIC

We have applied for LIC home loan in dec 2010. Its been 3 months now we have not received the loan and now the employees of LIC are asking for 2% cut on the loan Amount.

Please Advice.

Dear Sir,

My home loan A/c : 11015570.

It is regretted that in spite of repeated request on telephone I have not received Provisional Certificate of instalment for the year[protected] so far, as the same is urgently required to save my Income Tax for submission in my office .

Therefore, you are again requested that the required certificate may please be forwarded to me on my E-Mail ID or my residential address i.e. F-45 (Top Floor), Pocket -F, Sarita Vihar, New Delhi - 110076 immediately.

Thanks

Dear sir,

Myself ashok, I applied for housing loan at Noida sector 18 branch on dated 22/02/10, still waiting for loan.
File no 611410. I all ready visit branch so many time, but staff of banks as well as branch manager are telling lei. Each and every day they ask about tomorrow, I want to know when I got loan ?

lic h f is having the worst employee in world . they are not efficient to work . they don't know hoe to deal with client . they think themselves that they are higly intelligent, but in reallity animals are much better
contact if you wan to know
[protected]

My LIC house loan A/C no. 13861

i want all the detail about my house loan .Sir i am waiting for your response .

Thanks.

Krishna Gola

My LIC house loan A/C no. 13861

pls update my mobile no. for further communication

no. [protected]

I have taken loan of Rs. 351000 on Feb.2004.and loan account No.is[protected]. At that time I had given advance cheque of twelve months for every year up to 2006. On 24th November 2006, you send me ECS form for easy and hassle free mode of repayment.But as per my letter on dated 10.1.2007 mentioned that, I had given post dated cheque for the year 2008.After completion of twelve cheques, I will be send ECS form filled with.After that On dated 13.12.2008 I had sent the ECS form duly filled with necessary information as per option given in the form, the option for sr.no.3 was Date of effect i.e.1st, 10th, and 15th. As per my good conveniance I have choosen 10th. Next month I have seen that EMI was deducted before the effective date which was given in ECS form.Unfortunately the balance was low in the bank. and that's effect you have penalty of Rs. 701/- to me due to non payment of EMI. Here I do not understand that if there is option in ECS, and I have given the second one then Why you deducted the EMI before the effective date.Your wrong procedure given me financial loss as well as mentally distress.About this matter I have given the letter to you on 11.1.2008 but still today there no any reply given to me. Let me provide clrification about this matter.

had taken the loan of Rs.5, 00, 000/- ( Rs. Five Lakhs Only ) in 1998 and payment mode was through ECS from SBH, Noida as during the said period I was working with Govt Concern and in July 2009, I got Transferred to Other Department as this department is not having an Bank Account with SBH and In the Light I had transferred my Salary Account to ICICI Bank And got my Salary Account Transferred to ICICI Bank.

Initially I was depositing the Cash in SBH so as to clear ECS Payments of LICHF Limited, Due to which I was forced to intimate LICHF accordingly regarding my New Bank Account in Jan2010, and later in Feb2010 Mid one employee of LTCHF, Noida ontacted me and intimate me that ECS Payment procedure and accordingly I had done and given a letter to Noida Branch on 22.03.2010, along with my due Payment cheque which was cleared well in time. But till dated no further recovery had been done from my new account and now I was contacted by Noida Office and told me that Few more installment are pending which I had paid as Cash along with the Penal Interest as per LICHF Policy.

In the light of above I here regret for delay and assure that as my ECS payment is with my new salary A/C with ICICI Ltd no future payment will be delayed. Further I Regret for the delay cause because of my transfer to other department and change in salary account and delay for the payment.

Moreover I hereby send all the proof of my version and correspondence with LICHF as support of my claim

Further as per proof some responsibility lies with LICHF also.For not intiomasting me earlier.

Moreover as per commitment no copy of my property deed was given till date after 500 time reminders and follow-ups and finally all responsibility was given on LICHF Asaf ali Road by Noida Branch, Which forced me to say that LICHF is not a responsible financial institution and all work at least in NCR region is forced to asaf ali road Branch., which is truth or esquise.

Further am working with Accounts Section and had to check different parties/individuals “ CREDIT ‘ at CRISIL site and was surprised to note has till date my name is appearing in site as all my overdue amount has been cleared as per LICHF demand..

Now I had aapplied for Construction, loan which is refuced as earlier loan was for Land branch manager is telling not to give fresh loan why it is a harressment by LICHF..

Loan A/c No-– 10063976

i have taken a home loan from LIC Housing finance ltd., Gurgaon in the month of oct-2008.My loan account no. 11042501, file no.is 306857. Inspite of my repeated reminders, i have not received my loan account statement and the acknowledgement of the list of documents handed over. kindly expedite.

I personally do not advice any body to go for LIC Housing. While settlement of Home Loan account they least bother to take care of customers.. I m following there Asaf Ali branch for my documents but no body pick up the call, if somebody picks up the call they just put the call on hold..

they just have an SARKARI Attitute..

also its very strange that their Branch Head do not have Hand Sets.

LIC housing finance is truly sarkari company. If you have decided to take loan, be prepared that you will be harrased every time you deal with them.
Yes, I have been suffered through hands of Faridabad branch- Branch Manager Ashutosh Sood, and Sales Executive Vineet Kholi.

Here you don’t get any service.

1) LIC HFL claims that they disburse cheque against demand letter in 4-5 days,
Fact is: It takes 20-21 days, and worse no one cares to answers when the cheque would be ready.
So dear buyers be ready to pay penal charges for late payment of Installments.

2) They will deposit cheques with builder each time demand is raised. You have don’t have to go to builder office

Fact is: To get new account sales executives give false promise. At time of deposit they would get hundreds of excuses and ultimately you yourself have to go and deposit cheque at builder’s office.

3) LIC Housing finance is truly a sarkari company, where no one responds the phone, no one replies to your query. You get harassed every time you deal with some one in their office.