[Resolved]  Oriental Insurance Co. Ltd, New Delhi — Renewal of Mediclaim policy

I was getting mediclaim insurance since september 2001 from Oriental insurance co.Ltd, Divisional office No.15, South Ext-part-I, New Delhi and paid regularly premiums and got the policy renewed year after year.No claim was taken till date.In the year October, 2007 i paid the premium for renewal of mediclaim policy by cheque drawn on State Bank of India, Flyover market, Defence Colony, New Delhi.Though there was sufficient balance in my saving account but the banker wrongly dishonoured the cheque which later on confirm by the banker and banker requested to the insurance company to represent the cheque admiting the mistake.The Oriental insurance company neither return the cheque to the complainant nor represent in the bank.

The complainant is a Senior citizen and the insurance company wanted fresh cheque alongwith medical report for a new mediclaim policy instead of renewal the older one.Due to that the complainant would be denied the benifit of any disease for 2 years from the date of new policy.

We seek your valuable advice and oblige.


ND Agrawal
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Aug 14, 2020
Complaint marked as Resolved 
Complaint comments  3 CommentsShareTweet


I need to renew my Policy No.2009/5346 online. Kindly let me know the procedure.
Sir, My PUB-Oriental Royal Mediclaim policy No - 144000/48/2014/18355 - period of insurance from 20/12/2014 to 19/12/2015. Next Premium payable as stated by my PNB branch Bodakdev, Ahmedabad is Rs.6930.
As on 20/10/15, I am going out of India, I want to pay the cheque immediately. Please, let me know whether this will be acceptable or not. Every time I pay the premium cheque to my bank branch. This time the bank denied to accept the cheque stating that the insurance company will not accept cheque so early. Please clarify how can I submit the cheque before I leave Ahmedabad.
Mobile No - [protected]
E-mail address - [protected]

mediclaim ( Bhavishya- Arogya)

Policy number and date - 152702/94/0000/000668 date 31-03-94 proposal number and date 00049 date 30-03-94 premium - single

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    Oriental Insurance Company Phone
    +91 11 3320 8485
    +91 11 4365 9595
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    Oriental House, A-25/27, Asaf Ali Road, New Delhi, Delhi, India - 110002
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