[Resolved]  Oriental Insurance Co. Ltd, New Delhi — Renewal of Mediclaim policy

I was getting mediclaim insurance since september 2001 from Oriental insurance co.Ltd, Divisional office No.15, South Ext-part-I, New Delhi and paid regularly premiums and got the policy renewed year after year.No claim was taken till date.In the year October, 2007 i paid the premium for renewal of mediclaim policy by cheque drawn on State Bank of India, Flyover market, Defence Colony, New Delhi.Though there was sufficient balance in my saving account but the banker wrongly dishonoured the cheque which later on confirm by the banker and banker requested to the insurance company to represent the cheque admiting the mistake.The Oriental insurance company neither return the cheque to the complainant nor represent in the bank.

The complainant is a Senior citizen and the insurance company wanted fresh cheque alongwith medical report for a new mediclaim policy instead of renewal the older one.Due to that the complainant would be denied the benifit of any disease for 2 years from the date of new policy.

We seek your valuable advice and oblige.

Thanks

ND Agrawal
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