[Resolved]  Reliance Consumer Finance — FRAUD AGAINST LAW

MY REQUEST TO YOU IS TO TAKEME OUT OF THIS FRAUD WHICH IS GETTING ME LOW. FEW DAYS BACK I GOT A CALL FROM SUMBODY CALLED VINOD[RELIANCE CAPITAL,CROWN CITY MALL,SECTOR-31,GURGAON,MOBILE NO.-[protected]]. HE COMPELLED ME TO TAKE A LOAN. THEN HE SENT ANOTHER EMPLOYEE NAMED ARUN[MOBILE NO.-[protected]]FOR ENQUIRY WHO TOOK AWAY MY RASHION CARD,VOTER ID,DRIVING LICENSE,ITR,BANK STATEMANTS,PHOTOGRAPHS,ETC. HE ALSO MADE ME SIGNED FEW BLANK PAPERS REGARDING LOAN THEN AFTER FEW DAYS HE CALLED ME AND SAID MY 5 LAKH LOAN HAS BEEN APPROVED AND THEN HE ADDED ANOTHER STEP INTO IT BY SAYING THAT I NEED TO TAKE A RELIANCE LIFE INSURANCE POLICY PLAN OF WORTH RS.20,000 WHICH IS COMPULSORY. SO, THEN I TOOK THAT POLICY AND GAVE A CHEQUE FROM BANK OF BARODA[CHEQUE NO.-017180,DATED-31/12/2007, RELIANCE LIFE INSURANCE COMPANY LIMITED] WHICH HAD BEEN TAKEN BY ANOTHER EMPLOYEE NAMED PAWAN KUMAR[SALES MANAGER,RELIANCE LIFE INSURANCE,SF/3,FIRST FLOOR,ADITYA MALL,CBD GROUND,NEAR KARKARDOOMA COURT,DELHI-110092,MOBILE NO.-[protected]]WHICH HAS BEEN SENT BY HIM . ON 4/01/2008 CHEQUE HAD BEEN CLEARED, NOW WHEN I RECIEVED A POLICY I GOT TO KNOW THAT THE PLAN I HAD TAKEN IS EXACTLY DIFFERENT FROM WHAT I HAVE GOT. THEY CHEATED ON ME BY GIVING ME WRONG POLICY. I CALLED HIM TO CLARIFY THE WHOLE THING BUT THEY WERE NEGLECTING ME BY NOT RECIEVING MY CALLS SINCE THEN AND NEITHER I GOT MY LOAN WHICH THEY SAID HAS BEEN APPROVED,THAT MEANS THEY CHEATED ME ON EVERY ACCOUNT.AND THEY CAN MISUSE MY DOCUMENTS THAT I HAVE LISTED ABOVE.NOW MY REQUEST TO YOU IS TO ASSURE ME THAT THEY WILL NOT BE ABLE TO MISUSE MY DOCUMENTS AND I WILL GET MY PAPERS BACK POSITIVELY AND PUNISH THEM FOR WHAT THEY HAVE DONE SO THAT THEY CAN NOT MISLEAD ANYONE IN FUTURE BY TAKING RELIANCE NAME.I DONT WANT ANY KIND OF LOAN NOW BECAUSE I HAVE A FEAR NOW THAT THEY CAN MISUSE MY DOCUMENTS AND TAKE LOAN ON MY BEHALF.SO KINDLY HELP ME OUT.I WANT A WRITTEN REPLY FROM YOUR SIDE WITHIN 7 DAYS.
YOURS SINCERELY,
ASHISH VOHRA
UP-61,
MAURYA ENCLAVE,
PITAMPURA,
DELHI-110088
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Aug 13, 2020
Complaint marked as Resolved 
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Hai,
I am a exservice man, I am your customer form the past 7Yrs, Excellent service I reseived from you, thanks.Now working as (Extarnal) Nokia Telecom SEZ , SEPCOT Industrial Area,Sriperambudur,Chennai.G4S, Monthly saralary is Rs8500/- I need loan. I am ready to pay monthly Rs3000/- I need loan of Rs 50000.
where ever I go they need a appointment, Is that people have left the hope from the exserviceman.
No more excepting a very quick responce, weather I can get OR not Please reply.
THANKS AND REGARDS,
R.ADIYAMAN
I Completely agree these are the white collered cheaters ...cant do anything just ahve to live with it till our govt realises the same and takes some strict actions with penalties...
THIS COMPLAINT IS AGAINST RELIANCE CONSUMER FINANCE A SUBSIDIARY OF RELIANCE CAPITAL LTD.

I have been asking the bosses the following questions which they have been evading since long. I want the management to sack the people involved in this over enthusiasm and over smartness. The following mail has been sent to the Business Head Mr. Yogesh and his deputy Mr. Amar Behl - but they are hiding for the reasons best known to them

Dear Yogesh and Amar,

SUB : CHEATING AND FRAUDULENT ACTS BY RELIANCE CAPITAL.

I am sending this mail to you thru the mail box of Anand as you have preferred to remain in oblivion and illusive because of the shameless attitude adopted by your cheat and fraud company.

I would like you to answer the following :

1. On what basis have you increased my rate of interest by 1.5% in two intervals ?

2. The CRR of the country as declared by RBI had only gone up by 1% during this period. What was the basis which made you increase the rate by .75% in two intervals. ? Please note that such an increase should be a part of the contract signed by us otherwise you need to compensate me for the fraudulent practices adopted by you. I want you to provide all such informations on the basis of which you have unilaterally increased the rate of interest.

Since last two months the CRR as per the RBI has gone down by a whopping 2.5%. Therefore, what is keeping you illusive in decreasing my rate of interest ?

3. You had increased the rate of interest immediately after the declaration of RBI with regard to increase in CRR. Now when the RBI has reduced the CRR - why you and your entire team are acting like Kumbhakarna (please refer the great epic 'Ramayana' by Valmiki) with regard to its decrease in the rate of interest proportionately to the decrease in the CRR ?

4. Don't you think that your Company is acting like a Fagin's Academy ( please refer 'Oliver Twist', by Charles Dickens.

5. If you are not competent enough (this is what it seems after talking to you exploited employees), please refer this matter to the seniors in the Company to answer my queries.

After talking to Yogesh, it seems that he is not ready to share the basis of increase and according to him it is a secret. Please note that I am bounded by the contract with your company and as per the contract I have the right to know the reason for such an increase. If you are working on a secret agenda, you are free to do that internally and not with me.

I have told you earlier that I do not want unilateral actions, the actions should be always bilateral and I demand you not to remain illusive in oblivion and give me the benefit of the fall in CRR by RBI in the same proportion. Otherwise, I demand removal of pre-payment penalty clause so that I can pay the principal and close my loan on the basis of opaque / cheating / fraudulent methods adopted by you.

VANDE MATARAM
Anand
Our loan account no.RLPLVIJ[protected] we want your pan no for purpuse payment TDS on the intrest amount for the year 2008 - 09 please send your pan no early
dear sir,

i taken personal loan from reliance consumer finance on march 2008 from banjarahills branch in hyderabad,

i paying regular installments from date of taken loan, before last month i delayed payment due to jobless position.

for single month due collection manager SREERAM call me using volgur language to pay amount daily he harrasing me in mentally and physically, he saying that sending rowdys to ur house

kindly take action of that person it should be healthy of reliance company
I TOOK A CAR LOAN IN 2007 FROM RELIANCE THROUGH THEIR DSA CALLED TATANAGAR IN DELHI, I APPLIED FOR A LOAN OF Rs 2LACS, BUT THE PERSON FROM DSA MANOJ AND HIS SENIOR CALLED ABHAYSANCTIONED A LOAN OF Rs 2.10LACS, THE EXTRA Rs 10, 000 WAS CONSUMED BY THEM, HOW THEY MANAGED IT I DNT KNOW, I WANT HELP FRM RELIANCE MY LOAN A/C NO IS RLNCDEL[protected], I M A R/O GHAZIABAD, I TOOK A LOAN FOR PURCHASING MARUTI ALTO, DSA, s ARE FRAUD, CONCERNED AUTHORITIES MUST LOOK INTO THESE MATTERS SERIOSLY, I WILL NEVER TAKE AND EVEN NOT ANYBODY KNOWN TO ME TO TAKE ANY LOAN FROM RELIANCE.
I WANT ANYBODY SENIOR TO TALK TO ME ON MY CELL [protected]
Note- I am doing for the mail Cc & Bcc to all external Govt agencies Like C.B.I & C.I.D...

To,
ADAG (Anil Dheerubhai Ambani Group.(RCL), Navi Mumbai, Maharashtra,

Dear Sir,

I was a big fan of a ADAG group, infect Shri Anil Ambani ji was my idol. I was getting very energetic, at the time of his presentation. I was getting energies when i shown him. I was keeping Anil sir's photo in my purse, if i get disappoint then just see him in photo & get refreshed once again.That.s the reason, i took car finance from RCL. I was paying EMI's very happily every month, since 3 years i paid but unfortunatly due to some health problem in my family, i could not paid EMI for 4 months, like July, aug, sep, & Oct 11, which had informed it to RCL customer service No.& even went to branch to meet the concern person & informed them & i will give a date when i am going to pay my 4 EMI & other charges.On 21st-Oct-2011 as i enter into their office, 15 Employees of RCL cached me & went to inside the room & torchered me a lot & beated alos.

Which is i am writing below in details & mail sending to all he higher authority in ADAG & External public servant officer & communities.

Now, i am very much disappointed from ADAG, that my fevriot organisation is doing such dirtiest works, which i never expect.Now i will be spreading such things in across the country by difrent media & social networking site. It might be spread negative impact on ADAG business & Investors. but request it to all not invest in ADAG if they will not get remove such all the dirtiest things in their company..

This is in your refrence, i bought a new WagonR LXI in april08 & financer was Reliance capital Ltd. The EMI is 7130/-PM. Total EMI paid since May 08 is 40, amount 270576/- till May 11.But unforutantly due to some health & financial problem i cound not paid EMI for the months of July, Aug, Sep, & Oct 11 & had informed the same to RCL to RCL Ghatkopar br.Add- Sai Infotech Park, 2nd FLR, near Patel chowk, RB Mehta marg, Ghatkopar (E) to submit all concern thin customer service dept in the month of sep11 & took all address & new ECS form to internet RCL site.Now on 17th Oct 11 i wentgs & met RCL Emp-Sachin- (Not provided Ful Name after request also) give me all the details & information for the same.He told me & gave me Sanjay Trivedi collection (Gunda)[protected]to talk to him. Now 21st oct 11, I had ready 28520/- for 4 Bounced EMI payment & 26000/- for charges payment & around 9:30 i had just left my place, immidetly 2 RCL people stoped me & said, come with me we are also going to Ghatkopar office & take our help to make your payment.

We reached Ghatkopar your person HAMID, told me sir you go up in office for payment, i am looking your car not to tow for Traffic police. I said ok, as i reached in the RCL office there was 12 - 20 gunda was there, they cached my hand & forced me to come to inside the Room. I was very much feared & calling to help help but no one heard me because i was alone. They forced me to sign a blank paper even they had hit me also. After sometime their main Boss Gunda SANJAY TRIVEDI had come in the cabin & shout me & abused MADAR...Tune gadi ka payment 4 months se kyun nahi kiya. I had explaind the whole problem of mine, which i could do payment but i informed your call center people & person that i am unable to make my payment for big problem but committed that i will do in the month of Oct 11 & said to sanjay sir i ahve come to make EMI payment but why your people are beahving such bad for me.But Sanjay did not heard me & abused dirtiest to me many times. Sanjay then called to Hamid & said Hamid Le ja iss saale ki gadi yard mein rakh de ab isko gadi nahi hum isse gaadi nahi denge. I was litterly crying & big tears was droping down from my eyes but he was very cruel person, he did not heard me at-least once contineusly he was abusing me & i was crying. Then as they just gone to cabin, immidetly i had called on 100 no.& informed it to Police Control Room.

Sanjay Trivedi & his gunda team also came to the Police station but the Police had also requested to take your payment & given his car back but He did not heard police also.Lastly Police told me, you go & do a complain & Suit a File in Consumer Court & higher an Advocate & send a Notice to RCL by the help of Advocate.

They told me, ab tu nahi bachega tu gaya kaam se teri Ga...Ab Tujhe bahot jald duniya se utha denge aur teri car to ab hamare kabze mein hai jo tujhe R.R. Patil kya pradhan mantri kya Police commissioner kya kisi ke bolane se nahi milegi. i said, if i am doing my payment in cash then why you peolpe are tourchering me & not giving my car, what is the problem. Then sanjay told me, Ye hamara Rule hai tu kuch nahi kar sakta. I said every NBFC's are following RBI Guidlines then why not RCL your company. He told me RBI following our Guidlines not us, hum RBI ko bahot paisa pahochat hai Ghoos ke roop mein to Tu kya tera Baap bhi kuch nahi kar sakte. Aur hum tujhe ek macchar ki tarah masal denge. Aur bhaag jaa yahan se nahi teri MAACH... .

Now after this incident i could not sleep whole night. Now i do not care for my Life even if RCL person Like Sanjay Trivedi will killed me then OK. but now i am going to take very strict action against RCL Company & Sanajy Trivedi & Employees Etc Now fight for my Rights how RCL can break all ruls & guidlines & are doing such Gundagiri.By which Himmunity is going shamless. I will File a case Against RCL in Consumer Court for Misobediying for Consumer Rights, 2nd- In Crime Branch force for attempting for Suiside, 3rd-In Economic Offence Wing (EOW) for doing White Color Crime & spreading Riots & Voilence in shocial like RCL Anti Social Organisation who givesLoan forcefully to Innocent people & later force to pay 3 to 4 times of Loan, if not then will heat you & even Kill you also. 4th-In Police Commissioner office- For Harrasment. 5th- Demand for CBI investigation to open for many rules & regulation RCL breaking & harming Indian Financial System. Like Rate of Intrest & Etc.Demand for C.I.D Investigation as few people committed Susied due to RCL Company Harassed them, which they can not beard & Susied.

Now I will do a Press conference also to spreading awareness in Indian people that ADAG(Anil Dheru BhaiAmbani) Gruup RCL is doing such dirtest things & making huge money, doing Fraud & Cheating to Innocent Indian & Sending our heard earned money to abroad.
I am really surprised to see all these things that if a customer is doing payment regularly since 3 yeras paid 27000/- but due to some personal problem could not do the same only for 4 months, even informed customer service also that when will be making payment & once the customer comes to the making payment then Immideatly company people cached him & beat him & heat him & gives such warning Its really a matter of investigation which i stared now. I will now i will fight till the end of my life but such Fraud & Cheating from ADAG (RCL) will come out in front of whole Innocent Indian.

I am sending this mail to all the department of Govt, Like C.B.I, C.I.D. HONORABLE SUPRIM COURT (Who is the father of all Indians, much more for Innocent * Poor Peoples of India, which i am feel proud that i am also the part of it, always well justice, i am touching feet of Honorable Suprim Court) news channels including Print & Electronic Media. all NGO's & updating it social networking site Tewitter, Facebook, & Orkut. Whole world now will be aware whats going on In India & one of the Biggest Company ADAG how they opreting their business.

Note- All Legal Matters Against ADAG (RCL) will be in Navi Mumbai Jurisdiction court for me.
]
Thinking You,
--,

Avanish Ojha
Dear Sir,

As in April 2011 i had bought a Wagon R car and financed by Reliance Capital Ltd amount was 310000/- I am paying Rs 7130/-every month as an EMI since 1-May-2008. Total EMI paid by me is 40 EMI & total amount paid is 270000/- till 1-Jun-2011.
But unfortunately in the month of July11 my family came in a big health problem due to that i came in a big financial problem, that's why i could not pay 4 EMI's July, Aug, Sep & Oct.amount is 28520/-.
I had informed my problem to RCL customer care in the month of Aug11 & asked to their office address & contact person which i can pay the rest EMI. I had collected new ECS process forms & mark on all section where signatures are required.
After that on 17-Oct-2011 i went to RCL Ghatkopar Branch address & met RCL employee Mr.Dinesh & informed about all my problem which i could not pay 4 EMI on time. I told to Mr Dinesh that i am going to pay all these rest EMI Rs 28520/- on 21-Oct-2011, so you please informed you superior about my case that i will be arranging cash coming on 21 oct 11 to make rest EMI payment. He told me do not worry i will update your status & come by 21-oct-11 with cash to pay rest EMI.

I did the same on 21-oct-11 came to RCL office in morning 10 am & parked my car on rode side & one person of RCL office told me sir you go up, i am waiting here to not to tow your car, i said ok.

As i had entered in to RCL office around 15-20 person cached my hand & head & through me inside a room then one person Sanjay Trivedi their Gunda Boss came inside the room & abused me Like MADAR...BAHEN...BHO...BET...I can not write on mail.Even he beat me also i was crying in hrs. but no body listen me 15 person from his office had cached me inside the room.

I told to them i have cash of Rs.28520/- 4 EMI amount then why you people are embarrassing me & threatening me, i was crying since 2hrs tears drooping down but no one had listen me. They want to my many signature on a blank paper but i could not, then he once again abused me.but i did not signature any cost, then they had took my car threatened me & forcefully. I was alone thats why i could not do any thing against to them.

Sir request you to kindly help me. If i has paid 270000/- amount & 40 EMI, then if i stop to pay only 4 EMI due to big health issue & financial problem, infect informed to the RCL that when i am going to pay, then why they had torchhard me. If i am taking initiative to pay & that day when i am in RCL office to pay due 4 EMI in cash with charges then how RCL employees like Sanjay Trivedi & etc had thretend me like that.
They never send me any notice & reminder for due EMI, even their Customer care department did not update my status when i had called to pay EMI later due to health problem

I said to them my car is very lucky for me, my car is like my heart thats why after more than 3 yrs my car is in good condition.
I said to them, I will have to pray of my car on the Ocepecies & holy day Dhanterash & Deepawali, My car is my Laxmi, i can not go home alone without my car my daughter is waiting for my car to worship & all on Dhanterash & Deewali. but RCL Cruire person did not listen me any thing & not given my car to me. I do not know sir where is my car.
Please help me sir i want my car. i will pay to your fees & charges.

--
Regards,

Avanish Ojha
BESHARMO KI PHAOUJ Reliance Consumer finance Reliance Capital Ltd.

Please Beware---- Reliance ( ADAG) Anil Dheerubhai Ambani Group) RCL (Reliance Capital Limited. is worst company not to Invest in & not to buy anything.
Hi,

I do not understand that what is the intention of ADAG( RCL) why not taking any action against me complain. Are you people only for fraud & cheating, without any responsibilities.
Its really a matter of shameless & idiotic behavior of ADAG( RCL). I think ADAG made such large empire to looted money of innocent people.
I will never sit quite against ADAG(ACL) fraud. I will surely bring out all the fraud & cheating ofr ADAG(RCL) in front of the World. I will send it to all important person of the country in india.

Today i am going to spread the negativity As like A4 sizes & Bug banner posters that RelianceADAG (Anil Dheerubhai Ambani Group) one more fraud has come out.
Please Do not invest in ADAG, otherwise you will lost your money. ADAG Group is very Much Fraud & Cheater. So, Keep make safe distance from Reliance ADAG. Never Invest in Reliance ADAG.

Today I am going to suite a file against Reliance ADAG in Consumer Court, Mumbai High Court.

Its already 3 employees of Reliance Telecommunication ADAG are in Tihar Jail.
Now rest also should ready to go to Tihaar Jail.

I will commit suside today in front of Reliance thane belapur Reliance Corporate office.

Now water has gone from highest level from me.
BESHARMO KI FAOUJ RELIANCE CAPITAL LIMITED. Reliance Consumer Finance.



BEWARE OF RELIANCE CAPITAL LIMITED. NOW THEY ARE THE GUNDA BAHI OF INDIA. THEY WILL GIVLOAN FORCEFULLY & AFTER THEY WILL COME THEIR ORIGINAL FACE. YOU CAN NOT SAFE NOW, THEY WILLE YOU RECOVER 4 TO 5 TIMES AMOUNT AGAINST YOUR LOAN PAYMENT, IF YOU WILL ASK THE REASON FOR THE SAME, THEY WILL KILL YOU IMMEDIATE ...

RELIANCE CONSUMER FINANCE — for loan query

sir , i need marksheet loan i contect this no. [protected] but i'm not sure this is relianeconsumer finance bcoz before this apply for laon i connect a no [protected] & but in this days i could not contect this no. i thought this is big froad who cheat by your name reliance finance

pf not received

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