[Resolved]  SBI / Credit Card — Charges for EMD which was never asked for

Address:Chennai, Tamil Nadu

Sir,

When I took the SBI Credit card:[protected] in 2007, I received a demand draft (no. 624880) for an amount of 8000 (eight thousand) which I never asked for.

I had never made any call requesting for this draft or never send any email request to send this draft to me, but still I surpised to see the draft issued in my name.

Since I never asked for this draft I have called up the sbi customer care and enquired about what to do with this draft and they have instructed me to drop the draft in any of the nearest SBI dropbox and I have done the same.

But even after returning the draft, I could see this amount reflecting in my statements received and later started getting calls from various people introduced themselves as sbi credict card personals asking for the card payment which I have never used for.

I have even written a mail to feedback.[protected]@ge.com to cancel this draft and revert all the charges applied but I never received any response to my email.

Below is the copy of the mail I have sent to the above email address.

QUOTE
Praveen MV <[protected]@gmail.com>
to feedback.[protected]@ge.com

dateWed, Nov 14, 2007 at 1:27 PM
subjectRe: SBI Card Monthly Statement for Account Number [protected]
mailed-bygmail.com

hide details 11/14/07


To,

Manager Services,
SBI.

From,

Praveen Vijayan,
Card#:[protected]

Subject: Cancellation of Easy Money Draft Sent to my address

Sir,

I am having the above mentioned SBI Credit card. This i have taken 6-7 months back. After few days of getting my card over postel, i also received an easy money draft that i actually not asked for. As i did not require the draft i had put it (original) in a drop box as advised by the SBI executive. But till this time the draft has not been cancelled and the interest and other charges are not reverted. So i request you to do the necessary action and confirm the status this same mail address. Following are the details of draft sent to me,

Draft #: 624880
Dated: June 05 2007
Amount": 8000 /-
Drawn On: Calcutta
In favour of: Praveen M Vijayan.

I would also like to inform you that i have not used the card yet just because of this extra amount in my card account. Once it is reverted, i will start using it.

Please let me know in case of any queries or concerns.

Thanks for your understanding and quick reply.

Your faithfully,
Praveen Vijayan.


ENDQUOTE

I have never used the card or the draft but still I have the outstanding amount of 38,000 which I have been asked to payback immediately. Recently I received a call from a person who introduced himself as deputy police commissioner and was asking me to talk to their advocate. I have even called up this so called advocate and he was forcing me to do a settlement and was offering help to get a discount as well.

I keep on getting the calls every week and facing the mental harrasement. Even they call in my residence number where my parents are also facing the same mental torture.

Last week, I have called the SBI customer care again and lodged a complaint(call ref.no.[protected] and they have asked me to call after 10 days.

I have been mentally tortured since a long time for an outstanding amount of 38,000 which I have never used.

Can anyone help me to get rid of this pain which I can not take any longer?

thanks
Praveen Vijayan
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Aug 13, 2020
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