[Resolved] Standard Chartered Bank — Regarding delay in transferring home loan(Applicant : Syed Iftequar Ahmed and co-applicant Aneesa Shireen)
This is to draw the kind attention of authorities towards my request of home loan transfer from the person who is a defaulter of your bank. I Syed Iftequar Ahmed had applied on 15th December 2008 for transfer of loan from Asra Banu (Loan No. [protected], August 2005) and top up loan number 44717423 as she is a defaulter before signing an agreement with her, I discussed it with Standard Chartered Bank Team Manager Mr. Avinash and Field Manager Mr. Suresh, they both had assured me that the loan will be transferred within 15 working days. Although I submitted all my documents such as IT of 3 years, Bank Statement of myself and my wife, Business proof (I and my wife own different business), address proof, ID proof to the bank on 27th December 2008. I also met Mr. parthasarthy, Head of the Recovery Department who also assured me that the loan will be transferred shortly.
I met the Bank Manager Mr. Krishna Mohan and Assistant Manager Mritunja, they both gave me a positive answer after going through my documents and said the loan can be transfered by 5th of January 2009. From 5th January I have been closely following up with the above persons each one is asking me to contact the other person. I am really surprised why the bank is not transferring the loan from a defaluter's account to the most eligible candidate. I have already paid 3 lakh cash in advance for the purchase of her property and as the time is running short as per the agreement I cannot approach any other bank for the loan. Whenever I am approaching the bank officials they are saying the loan will be disbursed soon. I have a very good record with all the banks I am dealing with and I have produced all the statements of those accounts. From Citi Bank I have an 18months vehicle loan track record which never showed any late payments. After verifying all the documents the bank officials had proposed me to shift into that house for which I agreed too. Now I am regretfully approaching your forum to seek assistance in getting my home loan transfer approval. I hope through your cooperation I can get my request processed at the earliest. I shall be highly grateful for your kind assistance in this regard.
Looking forward to receive an early response in this regard.
Syed Iftequar Ahmed
Complaint marked as Resolved Aug 14, 2020
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