[Resolved] Standard Chartered Credit Card — OVER LIMIT FEE FRAUD - REQUESTING ACTION | |||
I would like to bring to light the Over Limit Fee Fraud happening in Standard Chartered Credit Cards. If i exceed my credit limit, they should stop me from making the transaction and there should be an intimation on the same. This is the procedure which is followed across all other credit cards i use. With Standard Chartered Credit Cards they are following a method of allowing the customer to make the transaction and then enforce a fee for that. This fraud should be questioned by the authorities. Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 15 Comments | |||
Comments
same issue happened with me too. I paid only the amount without the over-limit fee and in the next cycle I was charged Rs 4500 as interest. Now they are saying that it was charged because I didn't pay the amount in full - which I did!
Same happened to me too. See my complaint by clicking on my link. Please keep me updated with the progress.
The very same issue happened with me. They should have stopped the transaction. Instead they allowed & charged Rs.500/instance. I bought a Rs.250 product & now Ive to pay Rs.500 as over limit fee. Also another Rs.500 for another purchase. This is total fraud. Please take necessary action.
Same happend with me two for a limit crossing of 20 rs they have charges me with 500+ tax of 62 rs which is tooo much and fraud i hate standard charted for this reason
The same thing just happened with me! How is this allowed?? If I have a credit limit of 30, 000 - and I have not allowed them to let me exceed it - how can they let me go over it and then charge Rs. 500 for it? If someday someone steals my credit card and swipes it for Rs. 500, 000 are they going to allow that and then charge me an over-limit fee for this? I want to complain against this - please let me know the appropriate authority.
I made purchase for 23000 though my limit was 25000 and this over limit fee was deducted 500Rs + 70rs tax from my account without any prior notice. I think this is not at all fair I have all the records with me. Kindly take appropriate action
failed transaction
i had tried recharging my mobile phone for BSNL operator pre paid card for rs 1000 on 27 october 2014, though money got deducted the transaction got failed due to non internet connectivity Today I saw the same thing happening to me. B2Overlimt fee. What is the use of putting a limit to your cards then?
This is cheating with customers
This is cheating with customers
Same thing happened to me
Yes this is happened with me too. they charged 500 Rs
Same thing have been made to me... They have charged 500 over limit fee in the statement as well as after the statement is generated they have added more 500 to my transaction... How can they charge 500+500 two times... First of all they should contact the customer when the he is exceeding the limit... Poor service.
Its happen with me too. They should stop the transaction if I am exceeding the limit. Standard Chartered Bank is a complete Fraud.
Happened with me too . They are not fair in providing services .Looting the people.
They have charged me not once but twice B2Overlimt fees in just a span of a week. We need to unite together and fight against this injustice.
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