[Resolved]  State Bank of India — Reversal of late fees and interest charges

To, 8.9.2009
The Manager,
SBI Card,

Dear Sir,

I have been a SBI Card holder for over ten years. The Credit card number is-[protected] and the embossing name on the card is R.R.Srivastava

I had made payment against your Statement dated 25th July,2009 vide my SBI cheque no. 266961 dated 12.8.2009 for Rs.1574/-. The said cheque was dropped by me personally well in time, on 12.8.2009 in the SBI Card Drop Box placed in the State Bank of Mysore, Bangalore University campus, Bangalore. Surprisingly, the amount has been debited to my account only on 22.8.2009 ie after 10days. As a result, late fee charges and Interest charges etc. to the tune of Rs.413.56 has been charged to me in the statement dt. 25.8.2009.

I am making payment of the full amount of Rs.9400/- as against shown in my statement dt.25.8.2009 for Rs.9369/- which is inclusive of the interest charges and late fees.

In this regard, I have to submit that there is no delay on my part as the cheque was dropped well in time by me in your drop box.

I, therefore, request you to kindly consider my case and reverse the deductions on account of late fee and interest etc. and credit it back Rs.413.56 to me in view of my long association and default-free payment record.

Please revert for any clarification. Your speedy action would be appreciated.

Thanking you,
Yours faithfully,


RR Srivastava
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Aug 14, 2020
Complaint marked as Resolved 
Complaint comments 

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.. — late payment fee and interest charges

Dear Sir / Mam,

This is manish sinnarkar, I have Barclays Credit card my credit card no. [protected]

In the month of sep.2008 i have used card Rs. 3700/- I have got a barclays credit card ststement which payment due date was 25th I was made the payment by cash Rs.3700 on the day of 25th Recelpt No.C 99755 at your collection office in indore RMS CREDIT COLUTION PVT.LTD Address 204 industry house 15 A.b Road.then i recd statment month of october the cash payment recd date was 30th sep and late payment charge Rs.500, Debit Interest Rs.304.62 I was shocked how can possible is this so plz and do needful for me ...manish sinnarkar

Credit Card — reversal of late fee and interest charges

I Rutuja Kamble having Gold card no. xxxxxxxx9004 of your Bank since last 2 yrs. I have done regular payment of all my dues but from last 3 months there is failue to make an payment before due date.
As there is no ICICI bank near my new office and home it's become difficult for me to go to you branch though I have done the payment.
In the month of feb u had reverse the late fee chrgs.but not the interest chrgs.which is also null n voide. In the month of May I have done full payment including chrgs. so you r requested to make the reversal of chrgs.otherwise I have to take an legal action for the false chrgs cycle added in the month of FEB, MARCH, APR where the ineterst chrgs. become null n voide after the reversal of late fee.
Dear Miss Kamble,

We will be glad to help you. Kindly write to us at [protected]@icicibank.com with ‘Customer Service issue – credit card’ as the subject line. Request you to provide the relevant details of your credit card along with your full name and contact details.

Regards,

Nazia Sayeed
Office of the Nodal Officer
ICICI Bank

Credit Card — LATE FEES, INTEREST ETC.

To: Mr. K.C.Mahesh DATE: 15/11/2009
Manager, credit card services
HSBC
Sir, this is to inform you that, I am credit card holder of your bank and my credit card number is [protected], I am regularly using credit card and making payment in time. But one dispute has been noticed, I had made payment on28/10/2009 through cheque no.261613 for RS. 20959/- due on 30/10/2009. But I had received a call from your bank that cheque has been not cleared because of technical reason and I was advised by your collection department to issue a new cheque for this payment and your representative also assured that, your bank will not charge any thing on account of returning charges, late payment and finance charges, because all it happened due to technical reason, and I had issued a new cheque and it was collected by your agent and cleared on 03/11/2009, but in the recent statement you have included all these charges, and when I spoke to your customer care department with this complaint they have not resolve this issue. They said that, they will reverse half charges and half I have to pay. I got back cheque, which is not cleared by bank with remark alteration required drawer’s authentication. I have not noticed any discrepancy and alteration in my cheque.
As you can check my credit history, I am a genuine customer of your bank, and I sincerely request you to reverse all these charges, so I can make payment due on 30/11/2009.If you are not ready reveres full charges, then I will return your credit card and I will be not interested to continue in using your credit card. Please inform me before 24/11/2009.
Cc. to: Mrs.Santhya Srinivsan, Nodal officer
Regards,
RAVINDER SINGH MOTI
Mobile no. [protected]

SBI Credit Cards — late fees charges

Even after making entire outstanding amount payment by cheque in the drop box SBI hs charged late fees and interest credit charges are not reversed even after making several complaints.The helpline has clearly stated that you can do whatever you feel like but we will not do anything.

SBICREDIT CARD — waival of late fee and interest charges

i am holding a visa credit card with SBI Account Number: [protected] . In the attached statement for the billing period 09.09.2010 , we found that late fee of Rs.700 and fin charges rs.1274 has been charged. i have been using this credit card nearly 5 years and promptly paying the due amount with in due date in total. i have posted the cheque on date , unfortunately late fee and fin charges been charged to my account. so i request you to consider this valuable customer and wavie this charges and reverse the same in the next bill. i hope this reuest will be consider and the favourable action will be taken at the earliest. Look forward your feedback.

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