[Resolved]  State Bank of India — Gundagardi by collection agents

I have been using the SBI Credit card since last one year and was paying the amount due till Nov,07. In the month of Sept'07, I lost my job and was jobless for 3 months in continuation. During this period my payments got delayed and my cheque also bounced. I explained my position to your agents and explained them that I will clear the due as early as possible. Now I have joined a new company and went to the collection office and told them that as soon as I receive my first salary, I will start making payments. Your agents have now started harassing and abusing me and my family in the locality I live. They have said that they will use all means including goondagardi and lifting me from my house or will take away my household goods if I do not make payment this month. My wife is under severe depression as she feels that your goons may harass me physically. I have clearly explained them that I will start making payments from Feb'08 onwards but they are now sending goonda elements to my house for recovery. The name of those persons are Dharmendra, Raju and few others.
I am not an intentional defaulter and intend to pay the dues. Since I was jobless for more than three months I was in a severe financial crises.
I request the bank to stop these poeple from using unlawful means against me and my family. I promise that I will start making payments from Feb'08 onwards.

Thanking You

Manish Bahadur
Sonari
Jamshedpur