[Resolved]  Tata Card — TATA CARD OR CHEATING CARD

Address:

Mumbai City, Maharashtra

When I did some purchase in Croma Shop in the first week of May2011, they offered me a Tata Credit Card (SBIcard) saying that it is completely free. I got the Credit Card No.[protected] on[protected]. I started using the card from[protected].
From my first bill onwards I started getting fake entries like annual fees late payment fees, finance charges etc, in-spite of having ECS mandate with them.
Fed up of receiving inflated bills I requested them to cancell my card and it was cacelled on[protected]. During this period[protected] to[protected] total 50 days), I made purchases worth total of Rs.11592.68.
Till today[protected] I have paid them Rs.25949.41 in total online and ECS. Still they continue to debit my bank a/c through ECS, in-spite of me asking them to cancell my ECS manate. As Credit Balance Refund, they sent me a cheque for Rs.7659.99 on[protected] and I received it on[protected], but on presentation it was dishonured.. My pesent psition is that of somebody who stepped in right in the middle of a desert (neither can wash nor walk).
When all my complaint to Tata card authorities fell on deaf ears, out of frustration I complained to the Banking Obudsman in Mumbai (Complaint No. [protected]) in simple English. The Babus in Reserve Bank rejected the comlaint since it was not properly represented. They want the complait to be presened online in less than 250 words giving details of the Bank, Branch , address of the zonal office etc etc.
When the Premier Business House along with the Biggest bank in India Loot people in the name of Credit Card and the regulatng authorities turn their face away what is the option before the common man of india?