[Resolved]  The Royal Bank Of Scotland — harrassment towards closed od account

Address:

Delhi

I had an od a/c 896697 with abn amro bank and from 2 years back in 1998 bank has withdrawn the facility of od as per RBI guidlines and closed my od a/c by giving notice letter that I have to pay all the outs upto 31st aug 2008 whether in one short or in installment but total out must clear upto 31st aug 2008 and for this repayment abn will not charges any interest. So accordingly i have paid all the outs od amount and then bank has closed this account. Now, after two years today bank name has changed to The Royal bank of Scotland and today RBS has debited my closed od a/c from rs. 2100.10 as an interest for late payment and asked to pay and threatened me that if i will not pay then, bank will frequently harass u for this non payment and ur amount will increase day by day. I informed everything about abn procedure for the closer of my od a/c but RBS executive told me as on today RBS has started the procedure to completely close this over draft account by taking this interest payment from every customer who had availed this service 2 years back, if customer dont pay then, his credibility will be degraded in crisil which is required for every customer at the time of taking loan. Now, you may please book my complaint against RBS and take immediate action on the bank and reply on my email id and , why this new bank is harassing every customer for that payment which does not belong to him.