[Resolved]  Tirupati Associates, Office No 311, 3Rd Floor, R-22, Khaneja Complex, Shakarpur, Delhi-110092 — Loan Fraud-Complain against Ajay, Rastogi, owner of Current Ac No [protected] of ICICI Bank, Laxmi Nagar Delhi Branch, Pawan Kumar and Samar Prasad

Respected Sir/Madam,

This is to bring to your kind notice that this is a complain against Ajay, Rastogi, owner of Current Ac No [protected] of ICICI Bank, Laxmi Nagar Delhi Branch.

This person along with Pawan Kumar Saxena and Samar Prasad are associated with one TIRUPATI ASSOCIATES,OFFICE NO 311, 3RD FLOOR, R-22, KHANEJA COMPLEX,SHAKARPUR, DELHI-110092
TEL NO:[protected],[protected],[protected]

I came to know about the above mentioned company from Times of India at Kolkata, dated 18th August, 2010, in the LOAN advertisement section where they have put your advertisement that loans can be obtained from their company at a very low rate.

I called up the no [protected] and got in touch with one Mr.Pawan. He mailed me about all the necessary formalities for obtaining a personal loan from their company.

After that I had sent all the necessary documents to the above mentioned
address of that company and Mr Pawan confirmed that all my documents are ok and I am eligible for a personal loan of Rs 10 lacs and processing had been initiated from their end but a processing fee of Rs 5000 needs to be deposited to get the approval letter of Rs 10 lacs personal loan.

Based on Mr Pawan’s feedback, an amount of Rs 5000 was deposited on 31st August, 2010, 2010 in cash to ICICI Bank Ac of Mr. Ajay Rastogi, Ac No
[protected].

This account no was received by my consultant Mr Indranil
Choudhury through SMS from one of the above mentioned mobile no [protected].

After that, I got a scanned copy of money receipt no 003 dated 3rd
September, 2010 for Rs 5000 and a scanned copy of sanction letter dated 6th September, 2010 for Rs 10 lacs with a quaterly EMI of Rs 24166 for 15 years.

The above mentioned receipt and sanction letter was received from the
company's email ID [protected]@gmail.com.

The sanction letter was dated 6th September, 2010 and it states that an
amount of Rs 30,000 needs to be deposited by 10th October, 2010 as legal
charges. The sanction letter also says that all charges are refundable.

So again I deposited Rs 30,000 on 9th September, 2010 in the same ICICI Bank Ac of Mr. Ajay Rastogi, Ac No[protected] and after that once again I got a scanned copy of money receipt no 006 dated 9th September, 2010 for Rs 30,000 from their email ID [protected]@gmail.com.

After this deposit of Rs 30,000 my consultant Mr Indranil Choudhury continuously followed up with Mr Pawan and Mr Pawan kept on asking for Domicile certificate and Guarantor's Bond.

Now, for obtaining any loan from any financial institution, Passport is
sufficient as Proof for Residence, Character and Identity and this message
was conveyed to Mr Pawan by my consultant Mr Indranil Choudhury and after discussion with Mr Pawan, copy of passport, guarantor’s bond, copy of character certificate and residence proof from Councillor, copy of application given to DM/SDO office for obtaining residential proof were sent to them by DTDC courier and the receipt of those documents by company was confirmed by DTDC and also Mr Pawan.

After that me and my consultant Mr Indranil Choudhury continuously followed up with Mr Pawan and everytime Mr Pawan was saying that they are coming to Kolkata by end of September, 2010 or latest by 3rd October, 2010.

Lastly Mr Pawan told my consultant Mr Indranil Choudhury that date has been fixed by the company's advocate and they are coming to Kolkata on 10th October, 2010 for disbursing the draft of Rs 10 lacs to me and some other parties of West Bengal.

After that when we tried to confirm once again from Mr Pawan regarding their arrival at Kolkata on 10th October, 2010 again Mr Pawan told me and my consultant Mr Indranil Chowdhury that they are not getting Air ticket because of Common Wealth game closure and so they are coming to Kolkata between 15th October to 17thOctober, 2010


Mr Pawan again told me and my consultant Mr Indranil Choudhury to deposit Rs 10,000 in the same ICICI Account as Advocate fee and told me that they will send me the scanned copy of the draft by email after receipt of this money.

I requested Mr Pawan that I would deposit the money on 18th October, 2010
and he told me that in that case they would be coming to Kolkata on 18th
October, 2010 for disbursing the draft of Rs 10 lacs to me and some other
parties of West Bengal.

On 18th October, 2010 around 6.30 am in the morning, Mr Pawan called up my consultant Mr Indranil Choudhury over phone and told him that they will board the evening flight of 18th October, 2010 and the draft is ready and again he told my consultant to get Rs 10,000 deposited in the same ICICI Bank account and after that he would send us the scanned copy of the draft.

So on 18th October, 2010 around 1 PM, I deposited Rs 10,000 in the same
ICICI Bank Ac of Mr. Ajay Rastogi, Ac No[protected] and told them to send the scanned copy of draft to me.ICICI Bank Ltd, B-21- Opposite. V3S Mall- Ground Floor - Maharaja Banquet- Laxminagar- Delhi New Delhi Delhi-110092

Mr Pawan told me that their flight is on 18th October, 2010 at 6.30pm and by 5.00 pm he would send me the scanned copy of draft.

After that till now all the phone numbers of this company are SWITCHED OFF.

One of my friend at Delhi confirmed us that office of TIRUPATI ASSOCIATES does not open regularly.

On 21st October, 2010 one of the phone no [protected] was opened and my consultant spoke to one of that company's representative Mr Samar Prasad and Mr Samar Prasad narrated another lovely story that Mr Pawan’s mother expired on 19th October, 2010 and that is why all the phones are switched off and my loan would definitely get disbursed.

We also got the following information regarding that company.
Mr Ajay Rastogi-Managing Director
Mr Pawan Kumar Saxena-Manager and stays at Meerut.
Mr Samar Prasad-Field Executive

After that till now again all the phone numbers of this company are either
SWITCHED OFF or not reachable.

Scanned copy of some of the money receipts received from this company have been attached for your reference.

I am really shocked about these persons who masterminded this game of playing with people’s hard earned money.

This company has already fooled us for the last 3 and half
months by taking a total amount of Rs 45,000(Rs 5000 + Rs 30,000 + Rs
10,000 which have been deposited in Ajay Rastogi's ICICI Bank Ac No
[protected].I do not really know how many persons got victimized by this fraud company.

A mail has also been sent to ICICI Bank regarding this account and they too have advised me to lodge a complain to Police station.
The branch adress given by ICICI customer care for Ajay Rastogi's ICICI Bank Ac No
[protected]i is: ICICI Bank Ltd, B-21- Opposite. V3S Mall- Ground Floor - Maharaja Banquet- Laxminagar- Delhi New Delhi Delhi-110092

Sir/Madam, I shall be highly obliged and remain ever grateful to you, if you can kindly look into the matter and take necessary disciplinary action to punish this fraud company and the above mentioned persons for playing with my hard earned money and since all the deposits were made in Ajay Rastogi's ICICI Bank current Ac No[protected] and we are not able to reach him through phone, if you can kindly look into the matter and arrange to take necessary disciplinary action so that I get my money (Rs 45,000) .

Requesting help from your end.

Thanking you,
Yours faithfully,


Bhaskar Das
Cell: +91-[protected]
E-mail address: [protected]@gmail.com

My Consultant's contact details
[protected][protected]------
Mr Indranil Chowdhury
Cell: +91-[protected]
E-mail address: [protected]@sify.com