[Resolved]  Vighnaharta Direct Insurance Broking Pvt Ltd — False details for taking policy

Relaince Insurance — Given Wrong Policy after taking money

Hello,

I have taken two policy from Reliance for one I said I need for Single Year Premium and another one. I have given them check after getting check instead for 1 year they sent me 16 year policy. I did check it for last 1 year now when I went to ask when can i withdraw money they said only after 5 years and if i don't deposit money some percentage will cut every year.

For another policy they said I am in profit and given me print out where nav is 22 and my fund value is 57 thousand but when i check online fund value is 11 and my money from 40,000 became 29,000. How can they make people fool my given them false print out.

Can some action taken against them.

Thanks
Faisal

This is Abhay Muley ( Pune)
These Vignharta guies ( Vijay Mehta) from delhi also fake people They Sold Me Policy
With Wrong & Fake Information, Some Body Have To Take Action Aginst Them.
Some Body Hase To Cancel There Licence
Who Can Help Me To Teach Them Lesson
Call Me [protected] Or MAil Me On [protected]@rediffmail.com

same case happened with me. I am going to IRDA for same. Also going to complaint to Reliance Life for same.
I was told about reliance life insurance policy with mediclaim, pension, insurance, risk and hell lot of stuff. When I got the policy, its normal super invest assure plan. Person named aditya called from noida. Now his phone is off. This really sucked me. Never I am going to take now reliance policy :(

Yes Vighnaharta which is a subsidiary company o[censored]NICORN is completely misguiding people and selling policies of all companies.
similar incident happened to me and i have brought the matter to the information of reliance life insurance co ltd and also pursuing the matter with IRDA

Immediately call the IRDA HELP LINE NUMEBR: 155255 inform them, complaint to Reliance Life Inusrance Company in writing. As per the FREELOOK PERIOD, you can cancel the policy within 15 Days, once you receive. In your case, as 15 Days period is over, but you take strong follow up and also send your details to CNBC TV Channel as they have helped one person to get the refund after 1 Year also.

I was also cheated by the same company, but got refund after strong follow up, as it falls under FREELOOK PERIOD.

Send your email to Aaj Tak and CNBC TV and also inform lcoal news papaers. I was also cheated by the agent, first Reliance Life Insurance Company they have rejected my Request and then after complaining to IRDA and Ombudsman, Reliance Life Insurance has returend by Money. I came to know that so many are cheated by this Agent. All the calls are coming from Delhi. You can get in touch with me by email at: [protected]@yahoo.com

I had same problem with vighnaharta. They sold me policy with totally wrong and fake commitment. Reliance life should cancell this company's liscence and return full amount with interest to all the policy holder cheated by vighnaharta.
Patel D

I got a telephonic call from reliance Delhi office for reliance traditional insurance plan, IN which they told me Some assured return in Traditional plan and told me i will get maximum benefit . When i cross check with same with your customer care and local reliance insurance office advisor they told me that there is no policy that is giving so HIgh return nearby 20 % . They told me please inform our reliance custmore service and provide your email id

And same i check on consumer forum website, same issue complaint is registered by most of the people .

The Traditional Plan Benefits told by that advisor is .

1) Pay Rs 90000 /- ( Ninety thousand rupees) only for 3 year, that is 30000/- per year . and i will get assured return of Rs 1, 39, 800 /-.
2) First 3 year i will get mediclain of 1 lakh rupees .
3) From 4 th year to 20 th year . i will get Rs. 2, 50, 000/- Natural Death insurance And Rs.- 4, 50, 000/- Accidental Death Insurance.
4) If i left Rs- 15000 /- from my 139800/- assured resturn . then i will get yearly pension that is 8000/- per year from 4th year to 20 year.


The call from folowing phone no's and when i call back there they told tht No is not in service.

1) +[protected]
2) +[protected]
3) +[protected]


This is cheating with the people by telling then wrong benifit just for only making client and earn money

SAME THING HAPPENED WITH ME. THEY ARE NO. 1 CHEATER. 'VIGHNAHARTA' IS RUN BY THE CEO OF RELIANCE LIFE INSURANCE AND NO ACTION HAS BEEN TAKEN OR WILL BE TAKEN AGAINST THEM.

Here some E-mail ID where u can complain.
[protected]@irda.gov.in
[protected]@irda.giv.in
[protected]@irdaonline.org
[protected]@relianceinfo.com
[protected]@irda.gov.in
[protected]@finance.nic.in
[protected]@sansad.nic.in
ninad.[protected]@lifeinscouncil.org
[protected]@nic.in
anil.[protected]@relianceada.com

i recevied a call from Prianka from delhi office saying that i am calling directly from Reliance company .she assured me that i will get 15000/- in november after paying 50000/-.she said i will also be getting 14000/- for next 20years after paying three premiums.she said everying thing will be given to yo in written when i recevied policy documents nothing is mention about the promise and commitment which she made with me over the phone.I have longed a compalint again vighnarat broking company.my policy is within the free look period. i am still chasing with them for my money back. i will not leave them as simple i am going to take proper action against them so that they cannot cheat again with other . I stronly ask IRDA to cancel the vighnarat broking company licence immediately and take sever against this people.

From
Rajesh
[protected]

I received a call from Sonia and she priovided me similar details. I need to pay Rs 50000/ for 3 years. I was promised that I will get 30% back on first year premium and 234000 at end of 4th year, plus health insurnce benefits and other things. Also, they confirmed that everything would be in writing and there were no scopes of errors. They giave me a phone number[protected] and I could get in direct contact with them. They gave me another mobile number where I could get in touvh with their seniors. Everythiung was fine till I got the frst welcome kit. The policy details did not match at that time and when encountered they told me that the plan was exlusive and will be shared by separate document sets in sometime., Have been waiting after that with no success.

Visited reliance Insurance branch office in Gurgaon and they confirmed that the plan was fake. Also, the similar case has happened with many others and there is no solution. Pls help.

Nikhil Garg [protected]

I have same problem like all of you, plz let me know anybody, what i do against these fraudsters.

Ashish Kumar
[protected]

We have written the email To reliance against Vighnaharta Direct Insurance, However we have not received not a single word replies from Reliance what action Releance has tanek against Vighnaharta Direct Insurance .
This is the first time that I have taken Reliance Life Insurance Policy (Policy No. 17818813 in the name of Anup Goel). Now I feel that I have taken a wrong decision. I was informed through SMS that the policy was dispatched on[protected], however, till date; I have not received that policy. I made a complaint (Complaint No. [protected] on[protected] & I have been continuously following your Customer Care Cell but nobody has given me a fruitful reply. Other points of concern are given below.



I have taken policy because every time the executives say that they are calling from Reliance Life Insurance Office. When I discussed with your Customer Care (Customer No.[protected], they clearly told that this policy was given by your approved Company Vighnaharta Direct Insurance (Code[protected].



Discussion with Vighnaharta Direct Insurance



We are given the RTSIAP (Door to customer). Following are the features of the policy that they informed me about.



Policy lock in period is 3 years
Deposit Rs.30000 for three year & get Rs.170000 after 5years ( they told that this will be written in the Policy )
Normal Insurance is Rs.300000 & Accidental Insurance is Rs.600000
Mediclaim is Rs.200000
Bonus is Rs.15000 after 90days of issuing the policy
If I am not satisfied with the policy, Cancellation period is 90 days
Policy will be received with in 7 days.
Promotion call received from the following telephone No. (Person’s Mobile No. / Landline No.) –


Sanjana Chauhan [protected]



Kunal [protected]

[protected]



Amit [protected]





Office Landline Nos. [protected], [protected], [protected], [protected], [protected], [protected], [protected]







Call received from your Verification Deptt :- When I received call from your verification deptt., I clearly told him that your representative has discussed the above mentioned points. If these points match that particular Reliance Life Insurance Policy rules, then its O.K. from me, otherwise I don’t need that policy. (Please check at your end from Recorded Voice data of my conversation with your Verification Deptt.)





Now, first cancel the policy & return the total Amount of Rs.30000 because there is no fault from my side. Kindly take action against Vighnaharta Direct Insurance (code[protected] & check all customers feed back who have taken policy from Vighnaharta Direct Insurance from[protected] till date.



I am sure that you find that I am right at my end & Reliance Life Insurance company has lost a valuable customer due to wrong commitment from Vighnaharta Direct Insurance.









Regards,



Anup Goel



Policy No. 17818813



Mobile No. [protected]

Dear Sir



We have forwarded your request to concerned person. Meanwhile you can also get in touch with us on[protected]

Looking forward to your continued patronage & assure you of the best of our services.



UNICON Team

I am One of the Victim out of those who have been cheated from calles from such company, misguiding the inocent peoples in the name of reliance. i have taken three policies in the name orf Rakesh Patel, Ketan PAtel & Priya Patel and paid Total Rs. 150000/-, All money lost.the Harsh Actios are to be taken against these cheaters. -One of the Executive name is Nisha VErma having Mobile no[protected]. Rakesh [protected] - Ahmedabad - Gujarat

VIGHNAHARTA DIRECT INSURANCE BROKING PVT LTD is number one CHEATER. They are giving totally false information calling from Delhi and telling that we are directly calling from TATA AIG head office, They told me that if you invest 40000 per annum, after five years you will get Rs. 4, 27, 000. Added to that they told that they will return 20000 cash back from first premium. That person name was Abhay. We need to do something against them. Many people are getting cheated. People will come to know this cheat only after recieving policy document and agent's name will be populated there. This information has to be published on news channel and newpapers.

From
Amit.

Dear All

This broking company is totally fake and sell the policy without any proper information.

this brolker will call you and say he is calling directly from the company but after that when you invest the money you will get the papers from this broking company.
Please whenever any call you receive for policy you confirm with the main company with your visit after that you take decision.

Your wellwisher
Om

Vighnaharta Direct Insurance Broking Pvt. Ltd. — Fake information of Insurance Policy

Dear Sir,

I was in need to take life insurance policy. During this period I got a call from from Ms Pooja and she had offered me a policy with following commitments.

1. I will have to pay Rs 30,000/- for 3 years

2. I will get cashless hospitalization for 3 years and sum assured is of Rs 5,00,000/- medical chech up may be required.

3. At end of 3 years I will get Rs 1,57,000/- (Assured)

4. Every year a sum of 5000/- will be automatically credited in my account or I will be provided with sodhexo vouchers worth Rps.5000/-.

5. I will get tax benefit for premium paid amount.

6. Medical checkup cost beard by you side.

7. If I dislike the policy after getting the policy documents I can cancel the policy within 45 days and not a single penny will be deduced and my money will get credited to my account.

8. This is a special plan and I was selected among the 100 lucky customers so this product is form company to direct customer and not available in market. Also company wants to share it excess profit to special customers.

As I was in need and having trust in ADAG I opted the policy on verbal commitment and fulfilled the required documentation. (I have audio record of conversation of Ms Pooja as all call to my mobile are recorded)

Even after all the commitments and follow-up I was not provided with the committed money back gurantee of rs.5000/- yet. I have called so many times to pooja and everytime she says it will get credited within 2 months... I dont know when her 2 months wil be over and I will get my money...While when I called the customer care exec in ADAG, I was told, there was no scheme of moneyback of 5000/- etc. I dont know what to do now...My policy ID is 16997139.

Kindly help me!!!

Thanks & Rgds
Deepti Aggarwal

Vighnaharta direct insurance broking (P) Ltd., I came to know only when I received the policy document that too after a month lapsed from the grace period indicated in the policy. I had given this impression that they are calling from Reliance life Insurance Co.

These frauding and cheating people especially Madam Preeti Sharma (Mobile No. [protected]) to whom I am the victim conveyed absolutely false promises of giving me 30% commission and Rs. 25000/- pension from the 4th year of policy. To my surprise when I read the policy the grace period was over and I called them they made some excuses which made me suspecious I inquired from Reliance customer care where they made me clear that these benefits are not available under the policy I have.

I have lodged a complaint with IRDA as well as on Reliance customer care but no fruitful result has come till date.

Please advise me what to do. Why IRDA or Reliance is not taking any strict action against these cheaters who have cheated the innocent people of the country.

Punam Arora
Mob: [protected]
E-mail: [protected]@yahoo.com

I fully agree with you. Their employees are making false commitments just to fetch business. Their should be some agency who may take strict action against the company and their employees.