Corporation Bank — wrong sarfaesi notice issued to me by corporation bank (loan acc no. [protected]) taken from khalilabad branch sant kabir nagar u. p. (272175)

Address:	Sant Kabir Nagar, Uttar Pradesh, 272175
Website:	www.corpbank.com

Respected sir,
Myself kumud srivastava has approached corporation bank khalilabad branch, sant kabir nagar for
Home loan of rs.6.00lakhs over my plot at village sarauli, tappawoon pargana - south haveli, khalilabad
Sant kabir nagar up 272175 during 2013. The branch manager has assured me loan of rs.6.00 lakhs and
Told me to bring the property papers. He has opened my saving account and issued cheque book and
Took blank signed cheques by me as a part of loaning documents. He has given me loan amount in cash
Of rs.6.00 lakhs and told me to start repayment of rs.13000/- after construction of my home and given
Me time of 1 and half year for construction of my home. We belong to a lower middle class. We started
Repaying loan even before completion of construction thinking that loan will be repaid early. So i have
Paid rs.84000/- during first 16 months. As told by branch manager i started paying installment of
Rs.13000/- regularly from jan 2015 till now not defaulting even a single emi.
Meanwhile i got a lok adalat notice of due of rs.868214/- issued during 2016. I went to the branch and
The manager has said that the notice has been sent to you wrongly and your account is regular.
On 14 may 2018, the present branch manager sri santoshji has pasted a possession sticker and
Sarfaesi notice over my home saying your account is irregular by rs. 8, 57, 942 without even meeting
Us.
I went to branch the next day. The branch manager has said that you have been sanctioned business
Loan of rs.900000/- and you have to repay rs.857942/- within 60 days or your house will be sold by us. I
Got shocked as i have not taken rs.9.00lakhs and i am a salaried person. I do not have
Any business. I have taken rs.600000/- and repaid installments regularly and i have
Already paid bank rs.617000/-.
I am not well versed with these banking terms and i am the only earning member in the family of 9
Persons. I just want to know where my money has gone and how this much amount is due over me. I
Am not able to get where my rs. 6, 17, 000 have gone.
It seems that some fraud has been done by the sanctioning branch manager. I have asked for the
Details and copy of documents from the present branch manager but he denied saying that take the
Details from the previous branch manager. This is done to a loan taker who is paying his emi regularly
As instructed by the sanctioning bank manager of your esteemed bank. The present bank manager (
Mr. Santosh) behaved so rudely when i shared my problem with him.
As detailed by me there is no intention of default by my side as i have paid last 42 installments
Regularly without default, how can bank send me possession notice!
I demand that the bank on its own sources start internal enquiry before starting any legal action
Against me.

Regards
Kumud kumar srivastava
Loan acc no: [protected]
Email: kumud. [protected]@gmail.com
Mob: [protected]