I have purchased the CHIS holiday package in Jan2019. Before purchasing the package, I asked CHIS representative, if there is any other hidden charges, they refused that.
So I paid the amount by taking EMI plan for 12 months.
According to them, I can pay through EMI of 12 months and it will be of 0% interest charges. But actually, they charged 13% interest rate for the same.
After making the payment, they told me that I have to pay Annual Maintenance Charges(AMC) which is 8500 per year.
I asked many times before making the payment about any kind of hidden charges in this package but they refused that.
I asked them to refund the amount, but they refused to do so.
They are continuously forcing me to take one trip after that they will refund the whole amount.
But I am afraid to do so as there would be hidden clauses or any policy which might we dont know.
They cheated me fully and now they are not even agreed to refund my amount. Anyone please tell me how to get the refund back without taking any trip.
As I have not availed any of their services including complimentary trips. Also I dont want to avail the trips in future also. Was this information helpful? | 
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