[Resolved] Credit Information Bureau India [CIBIL] — credit report received from citibank | |||||
I had applied for the citi bank credit card. My application has been rejected vide on the grounds of negative credit history based on a credit information report from credit information bureau (India) limited ('cibil'). A copy of the credit information report with control number[protected], reference number 0000000000020180302732288. As per their report my score is 694 but i am checking my cibil score to log in my cibil my score shows 770. Report stated that "too few satisfactory bankcard accounts No presence of a revolving tradeline Presence of severe delinquency in the past 6 months". I am wondering how my cibil report shows such negative comments when i have been paying my dues before due date and there is no single time late payment, no payment defaults or overdue or any negative activities. I would like to request cibil institute to look in to the matter and do clear those negative comments asap and also to be rectified for further reports. Kindly do the needful. Was this information helpful? | |||||
Apr 27, 2018 Complaint marked as Resolved Citi Bank
AttachmentsMar 12
to me
Dear Mr.B S Reddy Prasad,
Reference Number#: 18030184379.
This is with reference to your recent application with Citibank, N.A. ("Citibank") for a Citibank Credit card.
We would like to inform you that your application was declined by Citibank earlier on the basis of feedback received from Credit Information Bureau (India) Ltd ("CIBIL") for not meeting the minimum credit criteria. Please find enclosed a copy of your Credit Information Report ("CIR") from CIBIL.
Thanking you.
Warm Regards,
Manager-CustomerService, this the mail they sent for me Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint. | |||||
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but cibil site is showing a default agriculture loan by me.so my credit score is low.please correct above details.
RAJA RAM MEENA. VILLAGE-BEEJWAR, POST-NIMHERA, VAYA-DIGGI, DISTRICT-TONK ( RAJASTHAN ) PIN-304504
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