Credit Information Bureau India [CIBIL] — dispute cds[protected] not resolved

Address:Cuttack, Odisha, 754028

Back in pune i had a customised offer from citibank in 2017. They said my credit score is below 550. Surprised, i went ahead to check by paying a sum of 500+ in cibil portal.

I was able to see that one of my accounts for study loan was reported twice i. E indianbank[protected] and indianbank - [protected]. After raising a dispute even no one responded and the only response after around 1 year is "we will revert to you shortly".

Why is cibil playing such dirty tricks. I want this second account to be removed with immediate effect. Any person looking at the report will be able to say the above is false.
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I had taken Home Loan no. LBDEL [protected] from ICICI Bank and after resolving our dispute made a full pre-payment on which they issued me letter no. LBDEL [protected] dt 03 Aug 2012 saying my acct is "clear of all dues and is closed in our system" of ICICI Bank.
So why is my CIBIL credit rating so low?!

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