Credit Information Bureau India [CIBIL] — reason for my low cibil score

Address:Gautam Buddh Nagar, Uttar Pradesh, 201301

Dear madam/ sir,
Myself, dilbar singh negi, from noida city, uttar pradesh, india. I want to know about my cibil score, it’s less than 750. Yesterday, i’m going to sbi for my car loan but the bank responds me that my cibil score is not good (It is 555). I used only sbi credit card and all payments made by me on or before due date and no other liabilities of payment on me.
Kindly solve my query as soon as possible.
Thanks
Name :- dilbar singh negi
Address:- flat no. 81-a, dhawalgiri apartments, sector 11, noida (U. P.) - 201301
Pan no:-adqpn9467m
Email id:- ds. [protected]@gmail.com
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