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Family Credit Finance By L&t — slage language of l&t employee

I hv 2wheeler loan a/c no 3103166 from family credit..last month I m unable to pay emi on time 5th oct. which is paid in 16 th oct but their employee are threaten me or using bad language like HARAM KA PAISA.. I want to know about what is HARAM KA PAISA in loan... I hv 36 month loan of two wheeler and I m paid alreddy 26 month without failed...regarding I told them every thing clear but they rudely told me that they pull my bike anytime.
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    Family Credit Finance By L&t
    Kolkata
    West Bengal
    India
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