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[Resolved]  Fullerton India Credit — High interest rates 23% do you belive it & 7% pre-closure charges!

Dear sir,

Thank you for sending the closure letter. But i regret to inform that my principal outstanding to you is 2, 36, 076/- only as per the amount i have re-checked in my accounts online and you have mentioned rs.2, 43, 680.76 why? How come the diffrence of rs. 7604/-. Also the pre-closure charges you have applied 7% is too high to afford. The money is not grown on trees, please understand. No other company charges so much to customers it's like killing the customer if he happened to come to you for a loan.

My total experience with you is been disgusting and i'm very upset to see your intention looting customers with no mercy, really disappointing. Do you know the rate of interest you have applied me on this loan? It's 23% can you belive it? No ecs for emi's you arranged and every month you charged me penel interests tuning to rs.13086/- in last 16 months for no reason or fault on my sides.

The customer service representative who talked to me regarding the closure was too rude the way to talk to a customer, i need to mention.

So please correct it appropriately and send the correct closure letter immediately to help me settle this today itself.

Await your immediate action by return email.

Kind regards.
Gupta
Complaint marked as Resolved 2016-10-01 15:49:25

Complaint Status


[Aug 25, 2016] Fullerton India Credit customer support has been notified about the posted complaint.
Verified Support
Fullerton India Credit Customer Care's response Aug 25, 2016
Hello Mr Deepak, Kindly share details of your LAN number/ Contact no to assist you.
Verified Support
Fullerton India Credit Customer Care's response Aug 29, 2016
Hello Mr.Deepak, apologies for the unpleasant experience.Kindly DM your contact number/ email id for us to look into the matter.
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please file a complaint against them with prime minister office and pmo. along with that also complain about them with rbi and banking ombudsman in writing it wont cost you more than 100 rupees but then you have to make them suffer if you want justice they are cheaters and theif people you can also email to various ministries of government of india and sifo about this farud compnay. i advise you to spoil the future of this compnay as it has spoiled your life. its not just you it is more than lakh people who have been cheated by this compnay in different differnet manner. they have given loans to some people at 28 to 40 % rate of interets by not following the norms of rbi. they are also spoiling cibil data of various people for their selfish ineterst, once your data is spoiled you wont be alble to get any loan so you should be like me and complain to ministry of corporate affairs, rbi, cbi, cbdt. do what you can do use email and post ways to spoil their lives too. let them face the music from all the sides. they cheated me by giving me loan at 30 % while they told me that loan will be given at 14 -15 percent they also did not reschedueld my loan instalments i have forwarded written complait to all govt department you too forward to all ministries. please do it. do not let thieves make you suffer. make them suffer enormous losses. it wont cost you more than few emails, your time and 100 -200 bucks but then you can make them suffer who are making innocent indian like me and you suffer.please join the cause do not cry or let any one make you cry

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