[Resolved] Fullerton India Credit — loan approved i provided all the documents and disapproved the loan | |
I applied loan through fullerton india online they sent me email from [protected]@fullertonindia.com confirming lian has been approved and attachment to signed and sent them back and i did that. Same day i received another email as Dear raashid momin, Thanks for accepting the personal loan agreement with the lead ref 2370170. Your loan details are given below: Agreement id : [protected] Loan amount : 60000.0 Tenure : 48.0 Rate of interest : 21.49 Insurance premium : 0 Iho premium : 0 Charges sheet (Taxes applicable) Collection of cheque/cash (Per collection) an amount not exceeding inr 300/- Swap charges - for substitution of post-dated cheques with ecs (Per instance) an amount not exceeding inr 500/- Swap charges for substitution of bank for ecs (Per instance) an amount not exceeding inr 500/- Loan cancellation charges (Loan cancelled before first emi) an amount not exceeding inr 1000/- Cheque /ecs dishonor charges (Per dishonor of cheque/ecs per presentation) an amount not exceeding inr 30/- Prepayment charges (A) no part prepayment of the loan shall be allowed. (B) in case of prepayment of entire loan with interest amounts outstanding: 7 to 17 months from agreement date: 7% of the principal loan amount outstanding on the date of prepayment; 18 to 23 months from agreement date: 5% of the principal loan amount outstanding on the date of prepayment; 24 to 35 months from agreement date: 3% of the principal loan amount outstanding on the date of prepayment; Or such other amount as may be specified by ficcl from time to time. (C) no prepayment charges shall be applicable in case of prepayment is after 36 months from agreement date Processing fee for refund an amount not exceeding inr 250/- Warm regards, Fullerton india credit co. Ltd. From [protected]@fullertonindia.com. Afterwards when i signed mandate nach form. They sent there executive and i signed on ecs. Form and handed over cheque against the name of fullerton india credit pvt ltd. I got call and executive told me that loan is approved and gave me detail about the loan amount and other details. I checked loan status online with application no 2370170 and after submitting all the confidential documents the loan was not approved. I emailed and sent whatssapp message on [protected] stating that i need my documents to be destroyed and i need confirmation from your company as well and explanation how all of the sudden loan got disapproved. I am worried as i have signed ecs form and submitted signed cheque please ask them to destroy those documents and sent me in writing Was this information helpful? | |
Jun 9, 2018 Complaint marked as Resolved Fullerton India Credit customer support has been notified about the posted complaint. Verified Support Apr 30, 2018 Fullerton India Credit Customer Care's response Hi Raashid, we are investigating on the concerns and will revert with an update by May 3, 2018 - Sejal.
Verified Support May 04, 2018 Fullerton India Credit Customer Care's response Hello Raashid, we have responded to you via email on the concerns. It is taking long than expected. We will revert you with the details by May 7, 2018. Request your patience in the interim.- Sejal.
Verified Support May 09, 2018 Fullerton India Credit Customer Care's response Hi Raashid, we have already responded to your query via email. Trust you will find the same in order. You can mail us at [protected]@fullertonindia.com for further assistance -Sejal.
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I have not received any communication still from Fullerton. I think I have to file complaint at cyber cell as they can easily misuse cheque and documents that I have signed and submitted to them as they said loan was approved and after collecting documents they denied loan. Will wait two more days for there reply.
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