HDB Financial Services — nach rtn charge and overdue payment

Hello sir, hdb loan number 11090746 natch rtn chrg has charged me for late payment due to lockdown in april i cant able to pay emi on time paid my emi 23 day late but for 23days 590rs 590rs ecs rtn chrg because of hdb hitter ecs multipole times and also late payment charges has added in my loan account 471rs its total 1651 rs refund my amount