HDFC Bank — complaint against moratorium which is given when i had not requested at all | |
My name is jay parekh and i hold a saving account, credit card and multiple loans with hdfc bank, i would like to inform that i have a jumbo insta loan going on with the bank and the bank has created a dummy no ending with 9380 now let me tell you that i haven't opted for any moratorium and have infact paid the bill of 15225.26 on 17 th april, i have just disabled the auto pay because i pay every month manually, you can check your records, from the time i have taken this loan i have paid manually before 25th of every month so i just disabled the auto pay option thinking that when i am paying manually why should i keep this option as auto pay enabled and i have already paid the bill also because i dont want any kind of moratorium, today on 19th april 2020 i am getting a message that my moratorium has been availed and it will again be set up on auto pay from june and i will be liable to pay for the intrest of these 3 months but kindly check your records i have always paid manually and infact have already paid the current bill aswell, i dont wish to pay even a single penny of intrest towards the moratorium as i have not availed it, i want a call back from the senior management asap Was this information helpful? | |
HDFC Bank customer support has been notified about the posted complaint. Verified Support May 15, 2020 HDFC Bank Customer Care's response Dear Customer, You have complete discretion to either take advantage of the moratorium or to continue with your scheduled payments. In the event, if you do not wish to avail moratorium you can make the payment of total amount due within the payment due date to avoid levy of bank charges. For further information, please refer to the FAQs by clicking this link: https://bit.ly/3aB0TYT. -Nadia HDFC Bank Customer Assistance | |
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