[Resolved]  HDFC Bank — Credit Card False Transaction- MER EMI ,LOAN PRECL,[protected] 5076.77 Dr

I had purchased product worth 10, 090.5/- On around 2522.75/- credit card down payment and 7568.25/- into 3 EMI @15% interest rate, from Amazon

Transaction date was 12th April (Bill generation date is 17th April), HDFC converted 7568.25 into loan,
Now due to some reason I cancelled the Amazons order,
After that I see 2522.75/- getting reverted and also 7568.25/- reverted back

But another transaction as below appears which suggests loan pre- close, how is that even possible when I did not have the product and cancelled

20/04/2021 MER EMI, LOAN PRECL,[protected] 5076.77 Dr

This debit transaction is really not abide to any of the law as product was cancelled, I request you to return this amount to me