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HDFC Bank — Debit Card EMI loan Refund

Address:Palwal

Dear Sir/Madam, I had purchased Samsung Galaxy S22 Ultra on 4th April 2022 with my wife's debit card EMI. I cancelled my order on 6th April. And Samsung have initiated a refund of INR 98273.08/-on 11-Apr-22 against my order with the bank ARN No. - 74056632102210188671804 . But HDFC bank has not cancelled my wife's Debit card emi loan amount. I have paid 2 EMI of this loan amount Rs.8916.
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Did you receiver the refund ? I am facing similar problem with samsung and hdfc bank. Kindly tell me any details or steps that i should be doing
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