HDFC Bank — hdfc bank applying charges day by day which was supposed to waive off after payment of credit card bills and lifting hold on my savings account

Address:A-9, Bhagyodaya Co Op Housing Society, PWD Kadadi Nagar, Behind Parshvi Vihir, Near Aman Chowk, Solapur, 413003

I have salary account in hdfc bank marol andheri east mumbai.
My customer id is 51762528.
The salary account was converted into savings account due to not crediting salary into my account. I was not crediting salary into my account because there was personal loan and jumbo loans on my credit card [protected]. There was delay in payments of these loan installments because i invested all my money in my grandmother's treatment. She is suffering from motor neuron disease. If needed i can represent hospital bills.
Because of all non payments there was hold of rs 35000 on my savings account. Later i settled all my loans along with charges. The amount was almost 350000inr. I payed every single rupee towards loan settlement.
I was told by collection department that the hold will be waived off once i pay my credit card bills. As instructed i payed all bills along with huge charges but still the savings account hold remains and has increased from 1500rs to 4554 rs now. It is increasing day by day. I am already bankrupt and hdfc bank is adding charges to my savings account day by day.
From where will i pay these charges once i paid all the credit card bills and loan installments in september-november 2020
I am repeatedly requesting bank and customer service but they are being rigid to it.
Please help wave off these unnecessary charges. I habe already paid enough of their charges. Please help me close the hold on my account and i wish to close my account.

I am attaching some email communication with the branch.
Also if needed i will send you all the loan amounts and charges i paid to the bank.
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HDFC Bank customer support has been notified about the posted complaint.
Jan 21, 2020
Updated by Pravinkashid
Previous communication with the bank

Jan 21, 2020
Updated by Pravinkashid
I do not have money to pay these charges as i have already paid enough of the charges towards my credit card and loans against it. Please help me waive off these charges as promised on phone call by customer service representative. And I want to close my savings account.
Verified Support
Jan 21, 2020
HDFC Bank Customer Care's response
Dear Customer,

We request you to contact our Debt Management officers at[protected]/[protected] with regard to your credit card outstanding or for any further clarification.

-Nadia
HDFC Bank Customer Assistance
Jan 21, 2020
Updated by Pravinkashid
Dear Nadia, i have already paid all the outstanding bills but there is still hold on my savings in due to minus balance due to hold appplied during the period of non payments of credit card bills.
I have paid all the credit card bills and closed it. So i request you to remove the hold on my savings account. I was told on phone call that entire hold will be removed once I do payments.i did payments but still hold remains and increasing the amount in minus on my account.
Do remove the hold as promised.
Jan 21, 2020
Updated by Pravinkashid
P.S. my customer ID is 51762528
Complaint comments 

Comments

I was supposed to get 1500 cashback after 90 days of the transaction with 15, 300 Rs in the attached photo, but I've got it after 90 days, please look into the matter.

Gourav Meenia's reply, Jan 18, 2020
Correct : I haven't got it
Your FasTag A/c has been Debited for Rs. 445 for Adjustment entry on 1/17/2020 6:27:31 PM. Balance amount in the A/c is Rs. 350 - HDFC Bank Ltd.
I want to know about this debited money from my fastag wallet...please take action.

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