HDFC Bank — hdfc bank charges rs 750+ as annual fees for debit cards. card ending 5419*1018

A debit card is linked to a savings account. Hdfc bank forces a person to maintain a huge balance of rs10k. Then, they deduct a big sum of money as amc for the debit card.

A classic example of a daylight robbery. The bank slogan should be “make hay while the sun shines.”

It seems all other banks, specially the nationalised banks are fools as they deduct minimum charges as amc. There are instances where some banks do no deduct amc as well.
For example, sbi deducts around rs 150 as amc whereas bank of india does not charge any amount towards amc.
In short, hdfc bank charges a bomb yet there is no guarantee whether you will be able withdraw money from an atm.