HDFC Bank — HDFC personal loan foreclosure charges | Banker is cheating

prasadtv

from Nellore, Andhra Pradesh

Aug 11, 2022

Address:

Chennai

Dear Sir,

I was guided by a HDFC bank employee for a personal loan which has processed online on August 2021 from HDFC Chennai branch, while loan disbursement and application process, banker promised that, there are no prepayment charges. Loan disbursement and all done well.

But, when i tried to close the loan on Aug 2022 by visiting branch in pin code 524003, after paying 12 EMI installments. The bank people at branch, mentioned that i have to pay prepayment charges, if it is less amount i won't write this complaint, pay prepayment charges alone close to 70, 000. The interest itself already 2.5Laksh for one year.

I am writing this complaint to solve this problem.
Online loan process is little tricky, if the customer is not completely awake, BANKERS are always ready to loot the innocent people's money.

If the customer is sincere in payments, why bankers are always trying to cheat innocents? can't understand.

Hope this complaint helps me in solving the problem.

Loan Account Number :[protected]

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HDFC Bank customer support has been notified about the posted complaint.

Verified Support

Aug 12, 2022

HDFC Bank Customer Care's response Dear Customer,

Let us look into it for you. Please click on https://bit.ly/2Lzhyn3 and share your complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

-Anay
HDFC Bank Customer Assistance

Aug 12, 2022

Updated by prasadtv Thanks for the response. Unable to submit my details with reference number 5559022.