HDFC Bank — I need some amount of money but bank don't give the loan

Address:

Kurnool, Andhra Pradesh, 518222

My father is farmer, All land original documents his name, his sons psu employees salary slips there, IT returns files last three years, repaying capacity is there .Why should not give the loan. One of my village customer taken loan this is fraud. Why should compair that person. I inquiry branch dhone, kurnool dist, ap