[Resolved]  HDFC Bank — non maintenance negative balance

Address:

Kla Chamunda Nagar St 1, Near Mahadev Provision Store, Mayani Nagar, Raj Nagar Road, Rajkot, Gujarat, 360004

Hi,

I have opened my hdfc bank account when i was doing a job in one company at rajkot. At that time i told that we are giving you this account in free also opened that account in 0 rs. When i left a job due to company closer i was not getting a salary in that account. Now they have started a deduction every month. I was out of india for a few months and when i returned i got a message that you have to give some money because of your account balance in minus. I also contacted the bank they told me to give account closer form at the nearest branch. When i visited the nearest branch i was amazed they told me you have to visit your home branch also have to pay 700 rs for account closure. Why?? I opened my account in free now when i want to quit i have to give money. Why?? I told them you just accept my form here and inform my home branch because now i am 400 km away from my home branch. How should i go and do it at my home branch? I also submitted my account closer form also informed my bank local guy to close my account also sent written email. Still, i got the message today that i have to pay 600 rs more to close my account. When i have done some research these people have done the same thing with too many other people. Here i am attaching my account closer form also. So you people aware of this bank.

I have these details that saving account have no any rule to do negative balance.

https://www.quora.com/I-did-not-maintain-the-minimum-balance-in-HDFC-and-now-my-...⇄CIBIL-score-Will-this-affect-me-in-the-future-or-shall-I-just-avoid-it

https://economictimes.indiatimes.com/news/economy/finance/no-negative-balances-in-savings-accounts-rbi/articleshow/5...⇄

https://www.quora.com/What-are-the-RBI-rules-of-closing-a-bank-account-with-nega...⇄

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