[Resolved]  HDFC Bank — personal loan processed without intimation to customer

Customer id : 56087430

I have applied loan in hdfc bank for 300000 and then it was processed with wrong entry of my name in records even though all the documents have correct information. Because of this, my ecs got rejected which in turn affecting my cibil score. I decided to take a top up on the same loan. I have applied for 12.55 lakhs and tenure as 60 months. But without any call confirmation, my loan got processed for 36 months of tenure.

I want pre-closure immediately without any charges applicable.
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Apr 30, 2019
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Mar 25, 2019
HDFC Bank Customer Care's response
Dear Customer,

We regret the inconvenience caused. Our team has made a note of your concerns and will contact you soon with an update on your issue within 5 working days on your register email ID.

-Anay
HDFC Bank Customer Assistance
Mar 26, 2019
Updated by sreevatsavbv
Waiting for quick resolution. The worst process i have seen ever.
How can one sanction loan without customers approval and sanctioning it for 3 years if customer signed the form for 5 years.
Please act on this on high priority
Verified Support
Mar 28, 2019
HDFC Bank Customer Care's response
Dear Customer,

We request you to visit nearest Retail Asset Branches and submit the request for closure.
For a comprehensive list of our Retail Asset Branches, kindly visit our site ( www.hdfcbank.com), click on " Locate Us > on the home page and select "Retail Loan Service Center". For any further assistance and for all your Banking needs, you may please contact your sales Manager Mr. K Praveen Kumar on [protected].

-Anay
HDFC Bank Customer Assistance
Mar 28, 2019
Updated by sreevatsavbv
Lwhat is the action taken against the incorrect disbursal made from hdfc. Please do memention the same
Mar 28, 2019
Updated by sreevatsavbv
I need this to be closed online as i have neer visited your branch for taking loan. Why should i visit your branch for closure alone. HDFC is doing fraud. Employees do these stuff for their benefits. I need HDFC bank to look into this issue seriously and take against the loan account manager who is responsible for this.
Mar 29, 2019
Updated by sreevatsavbv
This seems very unprofessional. I would make this fraud done by HDFC posted on several social media if HDFC is not going to act against this.
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