HDFC Bank — saving & credit card

Address:

Mumbai City, Maharashtra, 421301

Hello,

I have saving account with HDFC bank from long time & was maintaining well & credit card was linked with it, Credit card was used & paid timely for some time until i lost job & was not able to pay for some time.

My problem is lot of time credit card team transferred credit card negative balance to my saving A/C to recover whatever they can get & it was difficult for me as I didn't had job then I tried closing my saving A/c multiple times but every time they transferred credit card negative balance to my saving A/C & thus I stopped maintaining my A/c now I made settlement for my Credit Card & they completely denied that they cannot reverse negative balance from my saving A/c & asked me to make complain in branch or customer care I called customer care & they didn't helped either & redirected me to Grievvance email id.

now I want to get the reverse of negative balance from my saving A/c which which was charged by HDFC bank for non maintenance because of Credit card team.