[Resolved]  HDFC Bank — unauthorised debit from my a/c

Address:Kamrup Metropolitan, Assam, 781021
Website:HDFC bank credit card

I had not received any statement or sms against my expense thru credit card. I had used credit card for first and the last time. I also tried to pay immediately as soon as i had done the transaction against my credit card but not details appeared and so i was not allowed to pay any payment. And then i went to my native town and was on leave for around the month. During my vacation i did not received any sms / email against outstanding payment. Still i as soon as i returned from vacation, i checked the statement thru netbanking and paid the amount. Now hdfc bank had debited directly rs.1038/- from my hdfc a/c against credit card and it is showing as fund transfer. On asking why i did not received any outstanding credit card details and their answer is that we don't provide any such details. Then how the customer will pay the outstanding amount of their credit card. Please arrange to refund my amount 1038/-.
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Feb 19, 2019
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Jan 17, 2019
HDFC Bank Customer Care's response
Dear Customer,

We are fully sensitized to your comments expressed with regard to your credit card. We observe that we have responded to your e-mail on January 15, 2019, 10:08 AM. For further clarification, we request you to reply to the e-mail received. The reference number for this interaction is[protected].

-Manoj
HDFC Bank Customer Assistance
Jan 17, 2019
Updated by Gita19
I had never received any statement / amount due thru sms/mail against my first and last transaction thru credit card. On asking they always say we never provide any outstanding details then how the customer will know the due date.

Response where nothing is clarified from bank regarding my first and last transaction. .
Please go thru the message received from HDFC shown below :

Credit card Disputes <CC.[protected]@hdfcbank.com>
Tue, 15 Jan, 10:09 (2 days ago)
to me

Dear Ms.Bora

Thank you for writing to us,

This is with reference to your query regarding the transaction.

We assure you that the queries raised by you are being looked into on top priority. We had forwarded your query to concern department .The same is under review, and we will respond to you with details within 7 business days and we will intimate you accordingly . We appreciate your patience in the interim.
Jan 21, 2019
Updated by Gita19
Important update regarding your Credit Card ending 7583



Inbox

×x



What a funny thing done by HDFC credit card dept., see after debiting my a/c 1038/- on 27/12/18 for which I had logged the complain to be refunded back to my a/c.

HDFC credit card dept. had created the same amount due again and today they are asking for money again. They are really fraud. HDFC credit card dept. wants double money from me. Mail copy given below :

HDFC Bank <[protected]@hdfcbank.net> Unsubscribe

14:54 (3 hours ago)

to GITABORA1906

Click here to know more...


Dear Preferred customer,

At HDFC Bank, it’s a great pleasure to serve you as our Preferred Banking customer. We hope you have explored the finest banking services and a host of distinctive programme benefits.

We would like to bring to your notice the payment due towards the outstanding on the Credit Card No.[protected]XXXXXX7583.

Credit Card Outstanding : Rs. 1038.18

We request you to kindly make the payment towards the outstanding on your Credit Card by 15th Feb 2019 to continue enjoying the benefits of Preferred Banking Programme. In case of non-clearance of dues we regret to inform you that the benefits of Preferred Banking Programme would stand automatically withdrawn without any further reference or intimation to you.

However, the services available on your Savings Bank Account/ Current account /Term Deposit and not exclusive to Preferred Banking Programme would continue uninterrupted.

For further clarifications, please feel free to contact your Relationship Manager Arindam Sarkar on Arindam.[protected]@Hdfcbank.Com.

We thank you for banking with us.

In case you have already made the payment towards your Credit Card outstanding, kindly ignore this email.

Warm regards,

Balkrishna Palekar
Programme Manager
Virtual Relationship Management Programme

Bank aapki mutthi mein... Bank at your fingertips.
Complaint comments 

Comments

We are from kurnool district, Andhra Pradesh arrived to kerala for the purpose of visit of guruvayur, at DLB south nada, guruvayur, i have used the atm to withdraw 2000/- cash, amount ws not received from atm but amount was debited from my account on 4th January 2019 at 5:56...please Will you help me by refunding my amount
I have waiting for cashback since 11 days From transcation. actually the issue is I have booked a movie on 24 Dec 2018 With promotion code BINGO but still no cashback

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