[Resolved]  Home Credit India Finance — personal loan interest rate is too high. never take personal loan from home credit

I have taken personal loan of 70, 000 from home credit. I feel that intrest rate is too high. It is around 44 percent per annual. Which is too higher than other banks. I have to repay total 1, 30, 000 for 70, 000 loan which is near to double. I advise to others that never take any personal loan from home credit. Their loan intrest charge is too high. It is more than credit card intrest rate.
Was this information helpful?
No (0)
Yes (0)
Apr 12, 2018
Complaint marked as Resolved 
Home Credit India Finance customer support has been notified about the posted complaint.
Verified Support
Mar 12, 2018
Home Credit India Finance Customer Care's response
Dear Customer,

Thanks for contacting us.

Kindly share your Loan number (Ten digit number, starts with 3) OR registered mobile number so that we can assist you with your concern. You can refer to your loan documents i.e. Loan Summary / Repayment Guidelines.

Request you to please revert within three days, otherwise your request would be closed.

For any further help, please contact us.

Regards,
Customer Care Team
Home Credit India Finance Private Limited | Call –[protected]; Email – [protected]@homecredit.co.in | Business Hours – Monday to Sunday, 9 AM to 8 PM
Complaint comments 

Comments

My Loan number is [protected].
I request for reduce intrest rate as I feel current intrest rate is too high.i reqest for reduce intrest rate and reduce EMI .I hope you will reduce intrest rate and reduce EMI .

Thanks
Home Credit India Finance Customer Care's response, Mar 14, 2018
Verified Support
Dear Yogeshwar,

Thanks for contacting us.

Apologies for the trouble you have faced.

We regret to inform you that, we are unable to make any changes in your Interest Rate. Further, we wish to inform you that we have already shared loan summary with you and all the loan related information has been mentioned on it. We request you to please make the payment towards your loan as per the terms and condition of loan summary.

For any further help, please contact us.

Regards,
Customer Care Team
Home Credit India Finance Private Limited | Call – 1800 121 6660; Email – [email protected] | Business Hours – Monday to Sunday, 9 AM to 8 PM
I Have signed the contract no.[protected] for loan amount of 8000 on 21 MARCH 2018. The amount is still not credited into my account. Kindly help me in this regard.Yoir customer helpline is just giving me a date not helping me in this issue. In future I'm not gonna trust home credit India. Your promise are fake

Home Credit India Finance Customer Care's response, Mar 24, 2018
Verified Support
Dear Sudhir,

Thank you for contacting Home Credit.

Apologies for the trouble you have faced.

We wish to inform you that as observed your loan account is in "Cancelled" status.

We appreciate your patience and understanding in this regards.

For any further help, please contact us.

Regards,
Customer Care Team
Home Credit India Finance Private Limited | Call – 1800 121 6660; Email – [email protected] | Business Hours – Monday to Sunday, 9 AM to 8 PM

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    Home Credit India Finance
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    85%
    Complaints
    1103
    Pending
    45
    Resolved
    920
    Home Credit India Finance Phone
    +91 90 0469 0046
    Home Credit India Finance Address
    3rd Floor, Tower C, DLF Infinity Towers, DLF Cyber City, Phase- II, Gurgaon, Haryana, India - 122002
    View all Home Credit India Finance contact information