Hongkong & Shanghai Banking Corporation [Hsbc] — credit card

Address:	Hyderabad, Andhra Pradesh, 500082
Website:	hsbc.ci.in

I have noticed that they are applying gst to every swipe and every service. When they can only apply gst if the customer is late on the payments. Even after complaining the issue its not getting resolved. Further more i am unable to make the payment thru NEFT since it shows a messgae that eighther the name of the beneficiary or IFSC code is incorrect. Every month i have to delete the same info and reupdate the same thing. They have also charged me with pre payment penalty after clearing the payment. When i was assured on 4th dec while making the payment that they have calculated the miscelleneous charges and tge payment m making would clear tge whole outstandibg balance.
Please look into this matter at the earliest as i feel that they are taking advantage of gst in accumulating additional money from the customers.