ICICI Bank — noc personal loan

Address:

Khordha, Odisha, 753012

Subject: issue of noc for icici bank personal loan lpbbs[protected] individual & rectification in my cibil as loan closed than settled

Dear sir/madam,

I have taken icici bank personal loan for rs. 100000 (Icici bank personal loan lpbbs[protected] individual) in 2005 and was giving regular interest and emis for the same. It was when i was transferred from bhubaneswar location to other, i had problem regarding the payment for the same. And i decided to close the loan account, which idid by paying a cheque of rs 230/- to your bank agent as last payment as he told that was the total outstanding then. He did not submit that cheque and the agent was not traceable.
In year 2012, one icici bank agent came and told me that the outstanding of @s 230/- has become rs 9500/-, and i paid the whole amount by cheque.

Now, present scenario (5years after), i was surprised to find that my case is put n cibil as settled, which i think as an insult to me. And the agent did not give me the noc. I just want to ask one thing, what was my mistake, was it that i paid
All the principle amount, or was i too soft to deal with you people.

Till date i have not received a single paper showing my complete loan
Payment or or noc,. Which is why i am going to write to your officials.

This is the first and last time i am writing to icici. Pls resolve my
Queries by sending me the noc and rectify in my cibil as closed rather than being settled at the earliest or else i have to take the legal action against you. Moreso i will ensure icici bank, who has taken rs 9500/- for rs 230/- outstanding amount by cheating me will have to spend at least rs 100000/- by legal proceedings through payment of lawyers fees.

Loan a/c number - lpbbs[protected]